Exclusion of named person or reduction of coverage in motor vehicle policy--Minimum liability coverage.

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58-11-9.3. Exclusion of named person or reduction of coverage in motor vehicle policy--Minimum liability coverage.

An insurance policy covering a private passenger automobile or other motor vehicle registered or principally garaged in this state may by written agreement with the named insured exclude a named individual from coverage. The policy may also contain a restrictive endorsement reducing the limits of liability or collision coverage when the vehicle is operated by a named person or class of persons. However, if the policy does provide liability coverage to a person or persons named in a restrictive endorsement, the liability coverage may not be less than the minimum prescribed by chapter 32-35.

Source: SL 1971, ch 269; SL 1994, ch 376.


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