Requests for information and actions based on applicant's failure to meet insurer's underwriting requirements permissible.

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  5. Requests for information and actions based on applicant's failure to meet insurer's underwriting requirements permissible.

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58-11-44.2. Requests for information and actions based on applicant's failure to meet insurer's underwriting requirements permissible.

Nothing in §58-11-44 prohibits an insurer or an insurer's representative from:

(1)Requesting information from an applicant for the purpose of determining that applicant's insurability; or

(2)Underwriting an application or declining coverage based upon that applicant's failure to meet the insurer's underwriting requirements.

Source: SL 2011, ch 214, §2.


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