Conditions for transmission of electronic documents.

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58-1-30. Conditions for transmission of electronic documents.

An insurer may only deliver a notice or document to a party by electronic means pursuant to §§58-1-27 to 58-1-39, inclusive, if:

(1)The party affirmatively consents to the electronic delivery and has not withdrawn the consent;

(2)The insurer provides the party with a clear and conspicuous statement, prior to obtaining the party's consent, informing the party of:

(a)Any right or option of the party to have the notice or document provided or made available in paper or another nonelectronic form;

(b)The right of the party to withdraw consent to have a notice or document delivered by electronic means and any fees, conditions, or consequences that may be imposed in the event consent is withdrawn;

(c)Whether the party's consent applies:

(i)Only to the particular transaction as to which the notice or document must be given; or

(ii)To an identified category of notices or documents that may be delivered by electronic means during the course of the parties' relationship;

(d)The means by which a party may obtain a paper copy of a notice or document delivered by electronic means, after the party consents to electronic delivery; and

(e)The procedure a party must follow to withdraw consent to have a notice or document delivered by electronic means and to update information needed to contact the party electronically;

(3)The insurer ensures that the party:

(a)Is provided with a statement of the hardware and software requirements for access to and retention of a notice or document delivered by electronic means before the party consents to electronic delivery; and

(b)Consents electronically, or confirms consent electronically, in a manner that reasonably demonstrates the party can access information in the electronic form that will be used for notices or documents delivered by electronic means; and

(4)The insurer, in the event a change in the hardware or software requirements needed to access or retain a notice or document delivered by electronic means creates a material risk that the party will not be able to access or retain a subsequent notice or document, provides the consenting party with a statement of:

(a)The revised hardware and software requirements for access to and retention of a notice or document delivered by electronic means; and

(b)The right of the party to withdraw consent without the imposition of any fee, condition, or consequence that was not disclosed under subsection (2)(b) of this section.

Source: SL 2014, ch 230, §4.


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