Security freeze for protected consumer upon request to consumer reporting agency by protected consumer's representative.

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54-16-2. Security freeze for protected consumer upon request to consumer reporting agency by protected consumer's representative.

A consumer reporting agency shall place a security freeze for a protected consumer if the agency receives a request from the protected consumer's representative for the placement of the security freeze under this section and the protected consumer's representative:

(1)Submits the request to the agency in the manner specified by the agency;

(2)Provides to the agency sufficient proof of identification of the protected consumer and the representative;

(3)Provides to the agency sufficient proof of authority to act on behalf of the protected consumer; and

(4)Pays to the agency a fee as provided in §54-16-9.

If a consumer reporting agency does not have a file pertaining to a protected consumer when the consumer reporting agency receives a request under this section, the consumer reporting agency shall create a record for the protected consumer.

Source: SL 2016, ch 230, §2.


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