Open-loop prepaid cards exempt.

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43-41B-40. Open-loop prepaid cards exempt.

The provisions of this chapter do not apply to open-loop prepaid cards for which the underlying funds do not expire and the records of the depository institution do not disclose the identity of the actual owner. For the purposes of this section, an open-loop prepaid card is an electronic payment device that meets the following conditions:

(1)Is purchased or loaded, or both, on a prepaid basis for the future purchase or delivery of any goods or services; and

(2)Can be used to purchase goods and services at multiple unaffiliated merchants or service providers.

Source: SL 2010, ch 215, §1.


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