Consumer Installment Sales Contracts

  1. Law
  2. South Dakota Codified Laws
  3. Debtor and Creditor
  4. Consumer Installment Sales Contracts

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Section
54-3A-1

Definition of terms.

Section
54-3A-2

Items included in amount financed.

Section
54-3A-3

Finance charges on installment sales contract.

Section
54-3A-4

Repealed.

Section
54-3A-5

Additional charges allowed--Disclosure and explanation to consumer--Separate agreement.

Section
54-3A-6

Commencement of term of obligation--Down payments.

Section
54-3A-7

Modification of agreement to increase outstanding obligation prohibited--Exception.

Section
54-3A-8

Rule for computing refund of charges on prepayment.

Section
54-3A-8.1

Restriction on use of rule.

Section
54-3A-9

Rebate of portion of finance charge on prepayment or refinancing--Exceptions.

Section
54-3A-10

Rebate on acceleration of maturity.

Section
54-3A-11

Delinquent installments--Notice of penalty to consumer.

Section
54-3A-12

Imposition and collection of delinquency charge.

Section
54-3A-12.1

Imposition and collection of returned check charge--Maximum.

Section
54-3A-13

Repealed.

Section
54-3A-14

Unilateral deferral by creditor prohibited.

Section
54-3A-15

Deferral agreement requirements.

Section
54-3A-16

Deferral charge not collected on refinancing.

Section
54-3A-17

Refinancing agreement--Rebate excluded.

Section
54-3A-18

Refinancing agreement requirements.

Section
54-3A-19

Creditor's remedies on delinquency.

Section
54-3A-20

Debt forfeited for excessive charges--Costs and attorney fees.

Section
54-3A-21

Limitation on action for excessive charges.

Section
54-3A-22

Demand required before action for excessive charges.

Section
54-3A-23

Proof of unintentional error.

Section
54-3A-24

Promulgation of rules.

Section
54-3A-25

Severability of provisions.