Termination of or refusal to renew policy issued on franchise or wholesale plan.

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The right of the insurer to terminate or refuse to renew a life, term, or endowment insurance policy issued on the franchise or wholesale plan is limited to:

(1) nonpayment of premium;

(2) the insured has attained the age limit prescribed in the policy;

(3) the employee's employment in the eligible classes or the member's membership in the eligible association terminates;

(4) the insurer terminates or refuses to renew the insurance on all employees of a common employer or affiliated employers after sixty days' written notice;

(5) participation in the plan falls below any percentage or minimum number specified by the policy.

HISTORY: Former 1976 Code Section 38-31-120 [1962 Code Section 37-312.1; 1969 (56) 699] recodified as Section 38-65-320 by 1987 Act No. 155, Section 1.


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