Definitions of types of banks.

Checkout our iOS App for a better way to browser and research.

In this chapter:

(1) "Bank" means a person engaged in the business of banking, including a savings bank, savings and loan association, credit union, or trust company;

(2) "Depositary bank" means the first bank to take an item even though it is also the payor bank, unless the item is presented for immediate payment over the counter;

(3) "Payor bank" means a bank that is the drawee of a draft;

(4) "Intermediary bank" means a bank to which an item is transferred in course of collection except the depositary or payor bank;

(5) "Collecting bank" means a bank handling an item for collection except the payor bank;

(6) "Presenting bank" means a bank presenting an item except a payor bank.

HISTORY: 1962 Code Section 10.4-105; 1966 (54) 2716; 2008 Act No. 204, Section 3, eff July 1, 2008.


Download our app to see the most-to-date content.