Automobile Insurance

  1. Law
  2. South Carolina Code of Laws
  3. Insurance
  4. Automobile Insurance

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Section
38-77-10

Declaration of purpose.

Section
38-77-20

Construction.

Section
38-77-30

Definitions.

Section
38-77-112

Automobile insurers not required to write coverage for automobile insurance for any applicants or existing policyholders.

Section
38-77-113

Conditions for waiver of license reinstatement fee.

Section
38-77-114

Review and reports on impact of repeal of antirebate laws concerning sale of automobile insurance.

Section
38-77-120

Requirements for notice of cancellation of or refusal to renew policy.

Section
38-77-121

Application for original issuance of policy of insurance covering liability; cancellation notice; disclosure of previous cancellation or refusal to renew.

Section
38-77-122

Insurers and agents prohibited from refusing to issue automobile insurance policies due to certain factors; prohibited factors for premium rates.

Section
38-77-123

Insurers and agents prohibited from refusing to renew automobile insurance policies due to certain factors; cancellation restrictions; penalties for violations.

Section
38-77-124

Refusal to issue or renew automobile insurance policy on basis of location of residence.

Section
38-77-125

Name, address, and telephone number of insurance company must be stated or provided.

Section
38-77-126

Disclosure where rate level higher than lowest tier for that insurer or group.

Section
38-77-127

Insurer may issue verification of coverage electronically.

Section
38-77-130

Group automobile insurance; rate.

Section
38-77-140

Bodily injury and property damage limits; general requirements.

Section
38-77-141

Required notice to be attached to new policy or original premium notice of insurance covering liability regarding insurance premiums.

Section
38-77-142

Policies or contracts of bodily injury or property damage liability insurance covering liability; required provisions.

Section
38-77-143

Maintenance, selling, etc. policies and contracts to be primary.

Section
38-77-144

Personal injury protection (PIP) coverage not mandated.

Section
38-77-150

Uninsured motorist provision; defense of action by insurer; subrogation and assignment of benefits.

Section
38-77-151

Collected funds to be placed in Uninsured Motorists Fund; use of funds.

Section
38-77-154

Department of Insurance to supervise and control Uninsured Motorists Fund; purpose of fund.

Section
38-77-155

Distribution of funds; obtaining premium information.

Section
38-77-160

Additional uninsured motorist coverage; underinsured motorist coverage.

Section
38-77-161

Uninsured or underinsured coverage not required in excess or umbrella policy.

Section
38-77-170

Conditions to sue or recover under uninsured motorist provision when owner or operator of motor vehicle causing injury or damage is unknown.

Section
38-77-180

"John Doe" actions against unknown defendant; service of process and defense by insurer; action against or joinder of identified owner or operator.

Section
38-77-190

Subrogation of insurer who pays claim under uninsured motorist provision to rights of insured.

Section
38-77-200

Arbitration clause prohibited in uninsured motorist provision; requirements on insured; action and employment of counsel by insured.

Section
38-77-210

Uninsured motorist provision not required to cover property damages paid to insured.

Section
38-77-220

Additional liability which automobile insurance policy need not cover.

Section
38-77-230

Certain payments under automobile insurance policy are not to be construed as admission or recognition of liability.

Section
38-77-250

Release of coverage information upon written request of claimant's attorney; confidentiality.

Section
38-77-260

General release, assignment of claims, and like documents.

Section
38-77-270

Christian Science or any licensed healing art care and treatment.

Section
38-77-280

Collision coverage; comprehensive coverage.

Section
38-77-320

Enforcement of article; promulgation of regulations.

Section
38-77-330

Denial of claim or of delay of payment; payments due immediately; consequences of unnecessary delay.

Section
38-77-340

Agreement to exclude designated natural person from coverage.

Section
38-77-341

Unfair trade practices.

Section
38-77-350

Form to be used when optional coverages are offered.

Section
38-77-370

Obligations of insurance-support organizations; access to personal information.

Section
38-77-390

Written notice of cancellation or nonrenewal; request for reasons for cancellation or nonrenewal.

Section
38-77-395

Absence of liability or cause of action in certain situations; exceptions.

Section
38-77-710

Appointment of attorneys as arbitrators to hear and determine property damage liability claims; process and procedure.

Section
38-77-720

Number, qualifications, and compensation of arbitrators; fee paid by claimant.

Section
38-77-730

Request for arbitration; no formal pleading and process; arbitration docket; filing of claim; service of summons to defendant.

Section
38-77-740

Hearing; notice to parties; damages to be awarded; securing attendance of witnesses.

Section
38-77-750

Enforcement of subpoenas; warrant to produce witnesses; certification of records.

Section
38-77-760

Decision of arbitrators.

Section
38-77-770

Right to appeal decision; procedures.

Section
38-77-810

Promulgation of standards for assignment of risks to insurance carriers and servicing carriers; establishment of Associated Auto Insurers Plan.

Section
38-77-820

Application to have risk assigned to insurance carrier licenses to write motor vehicle liability insurance.

Section
38-77-830

Assigned Risk Pool.

Section
38-77-840

Powers of director.

Section
38-77-841

Information to be supplied by Associated Auto Insurers Plan producers.

Section
38-77-845

Review of applications.

Section
38-77-850

Confidentiality of information filed with director.

Section
38-77-860

Disclosure of reasons for director's decisions not required; liability.

Section
38-77-870

Availability of assignment of risks provisions to nonresidents and personnel of the Armed Forces.

Section
38-77-880

Availability of assignment of risks provisions to carriers legally required to carry public liability and property damage insurance.

Section
38-77-1110

Short title.

Section
38-77-1120

Definitions.

Section
38-77-1130

Provision to authorized agencies, by insurance companies, of information regarding motor vehicle theft or motor vehicle insurance fraud; release of information by authorized agencies; immunity from liability.

Section
38-77-1140

Requirement that information be held in confidence until release is required; obligation of authorized agency, and its agents and employees, to testify.

Section
38-77-1150

Prohibitions relative to disclosure or nondisclosure of information.

Section
38-77-1160

Violations and penalties.