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Property, Casualty, And Title Insurance Generally
Law
South Carolina Code of Laws
Insurance
Property, Casualty, And Title Insurance Generally
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Section
38-75-10
Fire insurance policy shall indicate allocation of premium and location of property.
Section
38-75-20
Maximum amounts of fire insurance policies; stated values; contributions by coinsurers.
Section
38-75-30
Maximum amounts of fire insurance policies; exceptions for manufacturing property and replacement riders.
Section
38-75-40
Validity of additional or coinsurance clause.
Section
38-75-50
Clause limiting or invalidating policies if property is encumbered is void.
Section
38-75-60
Cause of action by insurer against tenant.
Section
38-75-210
Policies may not exceed three years; refund of unearned premiums on cancellation of policies.
Section
38-75-220
Restrictions on amount of insurance that may be written.
Section
38-75-230
Information required on contracts for purchase of mobile homes.
Section
38-75-310
Definitions.
Section
38-75-320
Declaration of purpose.
Section
38-75-330
South Carolina Wind and Hail Underwriting Association created; members.
Section
38-75-340
Plan of operation.
Section
38-75-350
Application for coverage; issuance of policy.
Section
38-75-360
Powers of Association.
Section
38-75-370
Duties of members of Association; limitation on liability.
Section
38-75-375
Contested assessment or interest levy by association; payment under protest; appeal; exposure to disciplinary procedures.
Section
38-75-380
Liability for inspections and statements concerning risk.
Section
38-75-385
Liability for acts or omissions under this article.
Section
38-75-386
Essential property insurance; liability for acts and omissions.
Section
38-75-390
Cession of essential property insurance to Association.
Section
38-75-400
Rates.
Section
38-75-410
Appeals; hearings upon appeal.
Section
38-75-420
Reports of inspection by Association.
Section
38-75-430
Association shall file statement of transactions and the like; additional information.
Section
38-75-440
Examination into affairs of Association.
Section
38-75-450
Regulations.
Section
38-75-460
Expansion of area in which essential property insurance provided; factors; multiple tiers.
Section
38-75-470
Appointment of advisory committee; duties; membership.
Section
38-75-480
Loss mitigation grant program; establishment; purpose.
Section
38-75-485
South Carolina Hurricane Damage Mitigation Program; grant eligibility and use.
Section
38-75-490
Development of rating system to evaluate relative ability of coastal property to withstand wind load from hurricane.
Section
38-75-710
Scope of article.
Section
38-75-720
Definitions.
Section
38-75-730
Restrictions on cancellation of policies and renewals; notice of cancellation; exceptions.
Section
38-75-740
Restrictions on nonrenewal of policies.
Section
38-75-750
Requirements for renewal of policies.
Section
38-75-755
Notification to applicants or renewing policyholders.
Section
38-75-760
Unlawful practices involving cancellation, nonrenewal, or renewal of policies.
Section
38-75-770
Notice requirements for eligible surplus lines insurers.
Section
38-75-775
Coverage of licensed health care providers.
Section
38-75-780
Exemption from liability for action taken in performance of powers and duties of this article; exceptions.
Section
38-75-790
Nonrenewal of homeowners insurance.
Section
38-75-905
Definitions.
Section
38-75-910
Limitation of risk on title insurance.
Section
38-75-920
Title insurers to maintain reinsurance reserve.
Section
38-75-930
Insolvency of domestic title insurer.
Section
38-75-940
Loss and loss expense reserves.
Section
38-75-950
Obtaining reinsurance.
Section
38-75-960
Financial interest in title insurer or agent.
Section
38-75-970
Premium rates.
Section
38-75-980
Filing of premium rate schedules.
Section
38-75-990
Title insurers to make schedules of current premiums and charges available to public.
Section
38-75-1000
Restrictions on amount of commission.
Section
38-75-1010
Title insurers; issuance of closing or settlement insurance; indemnity; premiums.
Section
38-75-1110
Purpose.
Section
38-75-1120
Report on coastal insurance issues.
Section
38-75-1130
Scope of article.
Section
38-75-1140
Evaluation of natural hazard catastrophe models; requirements for modeling organizations.
Section
38-75-1150
Separate premium for fire and allied lines coverage.
Section
38-75-1160
Notice requirement prior to cancellation or refusal to renew; exceptions.
Section
38-75-1170
Access to recorded personal information; disclosure requirements and limitations.
Section
38-75-1180
Notice of reasons for cancellation or nonrenewal.
Section
38-75-1190
Immunity from liability absent malice or gross negligence.
Section
38-75-1200
Notice regarding cancellation in application for original issuance of policy.
Section
38-75-1210
Prohibited grounds for refusal to issue policy or determination of premiums; penalties.
Section
38-75-1220
Prohibited grounds for refusal to renew policy; immunity from liability; review by director of cancellation or refusal; penalties.
Section
38-75-1230
Wind and hail exclusions on fire, allied lines, or homeowner's policy.
Section
38-75-1240
Provision to director of underwriting restrictions based upon geography.