PocketLaw
Home
Catalog
Law Online
Teams
Our Free Mobile App
Property, Casualty, Inland Marine, And Surety Rates And Rate-making Organizations
Law
South Carolina Code of Laws
Insurance
Property, Casualty, Inland Marine, And Surety Rates And Rate-making Organizations
Checkout our iOS App for a better way to browser and research.
Section
38-73-10
Declaration of purpose; construction.
Section
38-73-20
Scope of chapter.
Section
38-73-30
Insurance subject to dual regulation.
Section
38-73-40
Recording and reporting of loss and expense experience.
Section
38-73-50
Interchange of rating plan data.
Section
38-73-60
Consultation with other states.
Section
38-73-70
Regulations.
Section
38-73-80
Withholding or giving false or misleading information.
Section
38-73-90
Examinations of rating organizations, advisory groups, and other organizations.
Section
38-73-110
Suspension of license.
Section
38-73-120
Hearing as prerequisite to imposition of penalty or suspension of license.
Section
38-73-130
Hearing procedure; judicial review.
Section
38-73-210
Article title and application.
Section
38-73-220
Approval process for rate level changes.
Section
38-73-230
Declaration of competitive line; factors considered; hearings before Administrative Law Court.
Section
38-73-240
Rate filings where line declared competitive; Consumer Advocate review of certain filings.
Section
38-73-250
Rate filings where line declared noncompetitive.
Section
38-73-260
Approval process for rate level changes; Consumer Advocate review of certain filings.
Section
38-73-270
Consumer information system.
Section
38-73-310
Scope of article.
Section
38-73-320
Insurance subject to both this article and Article 5.
Section
38-73-325
Absence of credit information.
Section
38-73-330
Making of rates.
Section
38-73-340
Rate filings required.
Section
38-73-410
Scope of article.
Section
38-73-420
Insurance subject to both this article and Article 3.
Section
38-73-425
Absence of credit information.
Section
38-73-430
Making of rates.
Section
38-73-440
Certain factors may not be considered in determining automobile insurance rates.
Section
38-73-470
Disposition of uninsured motorist premium.
Section
38-73-480
Rate for group automobile insurance.
Section
38-73-490
Workers' compensation rates.
Section
38-73-495
Authority to disapprove previously approved rate for classification of worker's compensation insurance; reassignment of classifications; time for filing appeal.
Section
38-73-500
Merit rating for workers' compensation insurance; credit; testing.
Section
38-73-505
Reductions in premiums.
Section
38-73-510
Nonpartisan rating bureau for workers' compensation.
Section
38-73-515
Deductibles.
Section
38-73-520
Rate filings required.
Section
38-73-525
Filing of multiplier for expenses by insurers writing workers' compensation.
Section
38-73-526
Report as to availability and affordability of workers' compensation coverage.
Section
38-73-530
Competitive rate on specific risk.
Section
38-73-540
Assigned risk.
Section
38-73-545
Applicability to self-insurers.
Section
38-73-710
State Rating and Statistical Division established; executive director.
Section
38-73-736
Rate reductions for nonyouthful operator completing approved driver training course.
Section
38-73-737
Rate reductions for youthful operator completing approved driver training course.
Section
38-73-740
Certain information must be retained; inspection by applicant.
Section
38-73-910
Notice of hearing as a prerequisite to granting of rate increase; exceptions; rate level increase or decrease limitations; flexible rating for automobile insurance policies; report.
Section
38-73-915
Authority granted director or designee; effect of legislation and court decisions.
Section
38-73-920
No insurance may be issued except on rates filed.
Section
38-73-930
Guidelines and formats for filing.
Section
38-73-935
Rate filings; information based upon; exceptions.
Section
38-73-940
Information in support of filing.
Section
38-73-950
Additional information may be required.
Section
38-73-960
Effective date of filing.
Section
38-73-965
Filing; effective date.
Section
38-73-970
Effective date for specially rated inland marine rates.
Section
38-73-980
Effective date for certain surety or guaranty bonds.
Section
38-73-990
Disapproval of filings generally.
Section
38-73-995
Disapproval of insurer's workers' compensation rates using most recent multiplier for expenses.
Section
38-73-1000
Disapproval of specially rated specific inland marine rates.
Section
38-73-1010
Disapproval of special surety or guaranty filings.
Section
38-73-1020
Disapproval after applicable review period.
Section
38-73-1030
Review of filings on application of person aggrieved.
Section
38-73-1040
No disapproval of certain fire, allied lines, or inland marine filings.
Section
38-73-1050
No disapproval of certain casualty or automobile filings.
Section
38-73-1060
Use of rates and policy forms different from those filed; exceptions.
Section
38-73-1070
Suspension or modification of filing requirement.
Section
38-73-1080
Information to be furnished insureds; hearings and appeals of insureds.
Section
38-73-1085
Publication of representative sample of premiums.
Section
38-73-1090
Determination of discrimination and removal.
Section
38-73-1095
Essential property insurance; rating plan factors.
Section
38-73-1097
Applicability of certain provisions.
Section
38-73-1100
Determination of excessive or unreasonable rates; general reduction; refund.
Section
38-73-1105
Insurer's use of definition of "underinsured motor vehicle".
Section
38-73-1110
Regulation of calculation and refunding of excess profit.
Section
38-73-1120
Provisions to ensure expenses are allocated and treated properly; penalty.
Section
38-73-1210
Members of rating organization not required to file individually; rates for members in first year; collection, compilation and dissemination of premium data.
Section
38-73-1215
Applicability to self-insurers.
Section
38-73-1220
Application for license as rating organization.
Section
38-73-1230
Issuance or denial of license; duration; fee.
Section
38-73-1240
Suspension or revocation of license.
Section
38-73-1250
Changes within rating organization.
Section
38-73-1260
Subscribers to rating organizations.
Section
38-73-1270
Changes in rules and regulations; review of reasonableness.
Section
38-73-1280
Rules may not regulate certain payments.
Section
38-73-1290
Filings must be adhered to.
Section
38-73-1300
Application for modification by fire or inland marine insurer.
Section
38-73-1310
Application for modification by casualty or automobile insurer.
Section
38-73-1330
Examination of policies and other papers; correction of errors.
Section
38-73-1340
Appeal by minority.
Section
38-73-1350
Cooperation.
Section
38-73-1360
Actuarial, technical, and other services.
Section
38-73-1370
Rating organizations not permitted to file certain rate increases; filing pure loss component of rate or premium; use of approved pure loss component by members or subscribers.
Section
38-73-1380
Approval of final rate or premium charge required; computation of final rate or premium charge; approval of expense component filed by each member or subscriber independently.
Section
38-73-1400
Definition of pure loss component, expense component, and final rate or premium charge.
Section
38-73-1410
Refiling of final rates or premium charges previously approved not required.
Section
38-73-1420
Board of Governors of Reinsurance Facility to file expense component; use of component after approval.
Section
38-73-1425
Final rate or premium charge for private passenger automobile insurance risk ceded to reinsurance facility.
Section
38-73-1430
Authority to extend provisions of Sections 38-73-1370, 38-73-1380, 38-73-1400, 38-73-1410 to other lines of insurance.
Section
38-73-1510
"Advisory organization" defined.
Section
38-73-1520
Filing certain data and agreement authorizing examination.
Section
38-73-1530
Requiring discontinuance of certain acts or practices.
Section
38-73-1540
Rate filings may not be supported by data from unauthorized advisory organization.
Section
38-73-1710
Regulation of joint underwriting and joint reinsurance.
Section
38-73-1720
Discontinuance of unfair activity or practice may be ordered.