Consumer Credit Counseling

  1. Law
  2. South Carolina Code of Laws
  3. Consumer Protection Code
  4. Consumer Credit Counseling

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Section
37-7-101

Definitions.

Section
37-7-102

Licensing requirement.

Section
37-7-103

Surety bonds.

Section
37-7-104

License application as credit counseling organization and credit counselor; contents; fee.

Section
37-7-105

Continuing professional education requirements.

Section
37-7-106

Grounds for refusal to license, suspension, revocation or refusal to renew.

Section
37-7-107

Issuance or denial of license; contents and posting; renewal.

Section
37-7-108

Requirements for engaging in credit counseling services or debt management plans; preparation and contents of budget analysis; notice regarding services.

Section
37-7-109

Debt management plan; fee; form for consent of creditors; notice of plan to creditors; presumed consent.

Section
37-7-110

Written contract; contents; required disclosures; cancellation of plan.

Section
37-7-111

Funds paid to licensee for distribution to creditors; trust accounts; duties and responsibilities.

Section
37-7-112

Fees.

Section
37-7-113

Individualized counseling and education session.

Section
37-7-114

Records; maintenance and preservation.

Section
37-7-115

Annual reports; occurrences triggering other reports.

Section
37-7-116

Prohibited acts.

Section
37-7-117

Violations and penalties; civil action by consumer; limitations.

Section
37-7-118

Violation of Unfair Trade Practices Act.

Section
37-7-119

Cease and desist orders; penalties for noncompliance; revocation of license; increase of bond.

Section
37-7-120

Appeals.

Section
37-7-121

Regulations.

Section
37-7-122

Use of application and renewal fees.