No credit bureau doing business in this state shall use all or part of a consumer's social security number as the sole factor when determining whether a credit report in its files matches the identity of a person who is the subject of a credit inquiry from a user of credit reports. When a social security number is used as a factor, a credit bureau may disclose a credit report in its files to an inquiring user of credit reports only if the name and, at a minimum, at least one other identifier such as address; prior address; date of birth; mother's maiden name; place of employment; or prior place of employment; also match the identity of the person who is the subject of the inquiry.
History of Section.
P.L. 2012, ch. 404, § 1; P.L. 2012, ch. 412, § 1; P.L. 2014, ch. 528, § 10.