PocketLaw | Rhode Island General Laws | Fire and Marine Insurance

Fire and Marine Insurance Rating

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Purpose.

Applicability.

Insurers to which chapter applicable - Election between applicable laws.

Considerations in rate making.

Uniformity of rates.

Contracts as to commissions or compensation.

Section
27-6-6.1

Approval of policies.

Use of rates.

Filing of rate schedules and plans.

Section
27-6-8.1

Rating for nonbusiness policies.

Section
27-6-8.2

Premium reduction for fire code safety prevention.

Filings by rating organizations.

Section
27-6-10

Review of filings.

Section
27-6-11

Waiting period - Effective date of filings.

Section
27-6-11.1

Costs.

Section
27-6-12

Effective date of inland marine rates.

Section
27-6-13

Suspension or modification of requirements - Examinations as to fairness.

Section
27-6-14

Rates on specific risks exceeding filed rates.

Section
27-6-15

Compliance with rate filings required.

Section
27-6-16

Review of rates not provided for by filings.

Section
27-6-17

Notice of disapproval within waiting period.

Section
27-6-18

Disapproval of specific inland marine rates.

Section
27-6-19

Suspension of rates or filings after review period - Removal of discriminatory applications of rates.

Section
27-6-20

Hearings on application by persons aggrieved by filings - Order terminating filing - Removal of discrimination.

Section
27-6-21

Competitive rates as evidence of fairness - Profit as evidence of adequacy.

Section
27-6-22

Filed schedules and plans not to be disapproved if rates meet requirements.

Section
27-6-23

Licensing of rating organizations.

Section
27-6-24

Admission of and services to subscribers.

Section
27-6-25

Regulation by rating organizations of payments by insurers to policyholders or members.

Section
27-6-26

Cooperation among rating organizations and insurers - Review of cooperative practices.

Section
27-6-27

Examination of policies and records by rating organizations.

Section
27-6-28

Actuarial and technical services furnished by rating organizations.

Section
27-6-29

Adherence to rating organization filings - Deviation filings.

Section
27-6-30

Appeals from action of rating organization on changes in filings.

Section
27-6-31

Rate information furnished to insured.

Section
27-6-32

Review of application of rating system to insured.

Section
27-6-33

"Advisory organization" defined.

Section
27-6-34

Documents filed by advisory organizations.

Section
27-6-35

Unlawful practices of advisory organizations.

Section
27-6-36

Use of information from noncomplying advisory organization.

Section
27-6-37

Provisions applicable to joint underwriting and reinsurance.

Section
27-6-38

Unlawful practices of joint underwriters or reinsurers.

Section
27-6-39

Examination of rating and advisory organizations and underwriting and reinsurance groups.

Section
27-6-40

Reports on examinations - Hearing and filing.

Section
27-6-41

Collection and compilation of experience statistics.

Section
27-6-42

Interchange of rating plan data.

Section
27-6-43

Cooperation with other states.

Section
27-6-44

Rules and regulations.

Section
27-6-45

False or misleading information.

Section
27-6-46

Terms to be stated in policy - Rebates prohibited.

Section
27-6-47

Penalty for violations.

Section
27-6-48

Suspension or revocation of licenses.

Section
27-6-49

Hearings on decisions of commissioner.

Section
27-6-50

Pleadings and evidence at hearings.

Section
27-6-51

Judicial review of orders and decisions.

Section
27-6-52

Severability.

Section
27-6-53

Use of credit rating.