(1) Made with the consent of the worker or the worker’s beneficiary;
(2) Reasonably necessary for the insurer or its assigned claims agent to manage, defend or adjust claims, suits or actions or to perform any other function required by or arising out of ORS chapter 654, 655 or 656 or the insurance contract;
(3) To detect or prevent criminal activity, fraud, material misrepresentation or nondisclosure;
(4) Pursuant to a written agreement that requires the receiving party to maintain the confidentiality of the records; or
(5) Otherwise required or permitted by law. [2001 c.377 §61]