(a) "Buyer" means a person who buys or agrees to buy a manufactured dwelling from a manufactured dwelling dealer.
(b) "Cash sale price" means the price for which a manufactured dwelling dealer would sell to a buyer, and the buyer would buy from a dealer, a manufactured dwelling that is covered by a purchase agreement, if the sale were a sale for cash instead of a retail installment sale.
(c) "Manufactured dwelling" has the meaning given that term in ORS 446.003.
(d) "Manufactured dwelling dealer" means a person licensed under ORS 446.691 or 446.696 or a temporary manufactured structure dealer licensee under ORS 446.701.
(e) "Retail installment sale" has the meaning given that term in ORS 83.510.
(2) A manufactured dwelling dealer engages in an unlawful practice when, in a sale of a manufactured dwelling, the dealer does any of the following:
(a) Misrepresents to a buyer that, as a condition of financing, the buyer must purchase:
(A) Credit life insurance;
(B) Credit disability insurance;
(C) Credit unemployment insurance;
(D) Credit property insurance;
(E) Health insurance;
(F) Life insurance; or
(G) An extended warranty.
(b) In close connection with the sale, misrepresents to a lender:
(A) The cash sale price;
(B) The amount of the buyer’s down payment; or
(C) The buyer’s credit or employment history. [2001 c.917 §1; 2003 c.655 §82]