Short-Term Loans and Student Loan Servicing

  1. Law
  2. Oregon Revised Statutes
  3. Financial Institutions, Insurance
  4. Short-Term Loans and Student Loan Servicing

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Section
725A.010

Definitions.

Section
725A.012

Application.

Section
725A.020

Licensing requirement.

Section
725A.022

License application; contents; fee; rules.

Section
725A.024

License application approval; license issuance; applicant qualifications; license denial; term of license; rules.

Section
725A.026

Grounds for disapproving license application.

Section
725A.028

License fee; other fees; rules.

Section
725A.030

Annual report; contents; penalty; rules.

Section
725A.032

Business name and location.

Section
725A.034

License revocation and suspension.

Section
725A.036

License reinstatement; fee.

Section
725A.038

License surrender.

Section
725A.040

Effect of license revocation, suspension or surrender.

Section
725A.050

Director’s power to examine or investigate; costs.

Section
725A.052

Record keeping requirements.

Section
725A.054

Duty to report defalcation; audit.

Section
725A.056

Loan disclosure requirements; receipt; procedure after full loan repayment.

Section
725A.058

Dissemination of false, misleading or deceptive statement.

Section
725A.060

Prohibited conduct generally.

Section
725A.062

Prohibited conduct for title loan lender.

Section
725A.064

Prohibited conduct for payday loan lender.

Section
725A.080

Complaint and administrative remedy.

Section
725A.082

Cease and desist order.

Section
725A.084

Suspension or removal of officer or director of licensee.

Section
725A.086

Limitation of personal liability.

Section
725A.090

Loan tracking and counseling system; rules; fees.

Section
725A.092

Rules.

Section
725A.500

Definitions.

Section
725A.503

Prohibition on servicing student loan without license; exceptions; powers of Director of Department of Consumer and Business Services; rules.

Section
725A.506

Application for licensing; required contents; fee; bonding; power of director to issue, deny, revoke or refuse to renew license; date of expiration; rules.

Section
725A.509

Duties of licensee; assumed business name.

Section
725A.512

Requirement to maintain liquidity, operating reserves and tangible net worth; taking possession of licensee’s property for failure to meet requirement; appointment of receiver.

Section
725A.515

Required notifications from licensee to director.

Section
725A.518

Supervisory powers of director; examination of licensee; charge for costs of examination; multistate cooperation; rules.

Section
725A.521

Required practices under federal student loan agreement; prohibitions; exemptions.

Section
725A.524

Investigation of complaints; confidentiality of materials obtained in investigation; exceptions; charge for costs of investigation.

Section
725A.527

Violations; orders of director; remedies; civil penalties; charge for costs of proceeding.

Section
725A.530

Ombudsman; duties; report to Legislative Assembly.

Section
725A.990

Penalties.