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Short-Term Loans and Student Loan Servicing
Law
Oregon Revised Statutes
Financial Institutions, Insurance
Short-Term Loans and Student Loan Servicing
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Section
725A.010
Definitions.
Section
725A.012
Application.
Section
725A.020
Licensing requirement.
Section
725A.022
License application; contents; fee; rules.
Section
725A.024
License application approval; license issuance; applicant qualifications; license denial; term of license; rules.
Section
725A.026
Grounds for disapproving license application.
Section
725A.028
License fee; other fees; rules.
Section
725A.030
Annual report; contents; penalty; rules.
Section
725A.032
Business name and location.
Section
725A.034
License revocation and suspension.
Section
725A.036
License reinstatement; fee.
Section
725A.038
License surrender.
Section
725A.040
Effect of license revocation, suspension or surrender.
Section
725A.050
Director’s power to examine or investigate; costs.
Section
725A.052
Record keeping requirements.
Section
725A.054
Duty to report defalcation; audit.
Section
725A.056
Loan disclosure requirements; receipt; procedure after full loan repayment.
Section
725A.058
Dissemination of false, misleading or deceptive statement.
Section
725A.060
Prohibited conduct generally.
Section
725A.062
Prohibited conduct for title loan lender.
Section
725A.064
Prohibited conduct for payday loan lender.
Section
725A.080
Complaint and administrative remedy.
Section
725A.082
Cease and desist order.
Section
725A.084
Suspension or removal of officer or director of licensee.
Section
725A.086
Limitation of personal liability.
Section
725A.090
Loan tracking and counseling system; rules; fees.
Section
725A.092
Rules.
Section
725A.500
Definitions.
Section
725A.503
Prohibition on servicing student loan without license; exceptions; powers of Director of Department of Consumer and Business Services; rules.
Section
725A.506
Application for licensing; required contents; fee; bonding; power of director to issue, deny, revoke or refuse to renew license; date of expiration; rules.
Section
725A.509
Duties of licensee; assumed business name.
Section
725A.512
Requirement to maintain liquidity, operating reserves and tangible net worth; taking possession of licensee’s property for failure to meet requirement; appointment of receiver.
Section
725A.515
Required notifications from licensee to director.
Section
725A.518
Supervisory powers of director; examination of licensee; charge for costs of examination; multistate cooperation; rules.
Section
725A.521
Required practices under federal student loan agreement; prohibitions; exemptions.
Section
725A.524
Investigation of complaints; confidentiality of materials obtained in investigation; exceptions; charge for costs of investigation.
Section
725A.527
Violations; orders of director; remedies; civil penalties; charge for costs of proceeding.
Section
725A.530
Ombudsman; duties; report to Legislative Assembly.
Section
725A.990
Penalties.