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| Small Loans
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Ohio Revised Code
| Commercial Transactions
| Small Loans
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Section
1321.01
| Small Loan Definitions.
Section
1321.02
| Exceptions to License Requirement.
Section
1321.03
| Application for License - Fee.
Section
1321.04
| Investigation by Division - Notice of Filing of Application - Notice to Licensees - License Issued - Denial of Application.
Section
1321.05
| Contents of License - Annual Fee and Assessment - Current Assets.
Section
1321.06
| Additional Licenses - Change of Place of Business.
Section
1321.07
| Annual Examination of Licensee - Fees and Mileage of Sheriff and Witnesses - Subpoena.
Section
1321.08
| Suspension or Revocation of License.
Section
1321.09
| Licensee to Preserve Books - Annual Report.
Section
1321.10
| Rules and Orders - Procedure in Case of Violation - Certified Statements - Prima-Facie Evidence.
Section
1321.11
| Prohibited Statements and Representations.
Section
1321.12
| Licensee Prohibited From Certain Acts.
Section
1321.13
| Maximum Interest Rate - Prepayment - Insurance.
Section
1321.14
| Duties of Licensee - Prohibited Activities.
Section
1321.15
| Limitation of Charges - Determination of Indebtedness.
Section
1321.16
| Open-End Loans by Licensee - Interest - Charges.
Section
1321.17
| Provisions Applicable to All Loans.
Section
1321.18
| Complaint for Reversal, Rescission, or Modification of Order of Division - Procedure.
Section
1321.19
| Cancellation or Alteration of License.
Section
1321.20
| Annual License or Certificate of Registration Fee.
Section
1321.21
| Division of Consumer Finance Fund.
Section
1321.31
| Assignment of Personal Earnings - Limitations - Priority.
Section
1321.32
| Assignment of Wages Invalid - Exception.
Section
1321.33
| Wage Assignments for Support of Spouse or Children.
Section
1321.35
| Short-Term Lenders Definitions.
Section
1321.36
| Short Term Lender License Required; Applicability of Provisions.
Section
1321.37
| Application for License - Investigation - Bond.
Section
1321.38
| License Contents - Place of Business.
Section
1321.39
| Short-Term Loan Requirements and Restrictions.
Section
1321.40
| Permissible Short-Term Loan Fees.
Section
1321.41
| Short-Term Loan Prohibitions.
Section
1321.42
| Refusal, Suspension, or Revocation of License - Fines.
Section
1321.43
| Implementing Rules and Enforcement Orders.
Section
1321.44
| Violations as Unfair or Deceptive Acts - Criminal Proceedings.
Section
1321.45
| Prohibited Debt Collector Communications and Conduct.
Section
1321.46
| Verification of Borrower's Income.
Section
1321.47
| Additional Duties of Licensees - Civil Action by Borrower.
Section
1321.48
| Reports by Superintendent - Confidentiality of Information.
Section
1321.51
| Second Mortgage Loan Definitions.
Section
1321.52
| Registering Second Mortgage Lenders and Brokers.
Section
1321.53
| Application for Certificate of Registration.
Section
1321.54
| Rules - Investigations.
Section
1321.55
| Records and Reports.
Section
1321.56
| Forfeiting Interest.
Section
1321.57
| Computation of Interest.
Section
1321.58
| Open-End Loans by Registrant - Interest - Charges.
Section
1321.59
| Prohibited Acts.
Section
1321.60
| Advertising for Loans.
Section
1321.62
| Definitions for Ohio Consumer Installment Loan Act.
Section
1321.63
| Activities for Which License Is Required.
Section
1321.64
| Application; Contents; Filing; Investigation; Notice of Intent to Deny.
Section
1321.65
| Net Worth Requirements.
Section
1321.66
| Recordkeeping.
Section
1321.67
| Closing of Loans; Duties of Licensee.
Section
1321.68
| Calculation of Interest.
Section
1321.69
| Borrowers Indebted for Other Loans.
Section
1321.70
| Revocation, Suspension, or Refusal to Renew.
Section
1321.71
| Insurance Premium Finance Company Definitions.
Section
1321.72
| Exemptions From Provisions.
Section
1321.73
| License - Annual Fee - Proof of Net Worth.
Section
1321.74
| Application for License as Premium Finance Company.
Section
1321.75
| Revoking or Suspending License.
Section
1321.76
| Records.
Section
1321.77
| Administrative Rules.
Section
1321.78
| Premium Finance Agreement - Notice of Financing to Insurer.
Section
1321.79
| Finance Charge Limits.
Section
1321.80
| Delinquency, Cancellation and Check Collection Charges.
Section
1321.81
| Cancellation of Insurance Contract - Procedure.
Section
1321.82
| Return of Gross Unearned Premium Upon Cancellation of Contract.
Section
1321.83
| Secured Transactions Filing Provisions Not Applicable.
Section
1321.84
| Effect of Child Support Default on License, Certificate or Permit.
Section
1321.99
| Penalty.
Section
1321.131
| Agreement or Consent for Alternative Interest Rate.
Section
1321.141
| Loans by Licensees.
Section
1321.391
| Duration Longer Than 91 Days; Determination of Recommended Length.
Section
1321.401
| Refinancing by Licensee.
Section
1321.402
| Prepayment or Refinancing Prior to Maturity Date.
Section
1321.403
| Fees.
Section
1321.411
| Collection After to Consecutive Attempts.
Section
1321.421
| Examination of Licensee's Records.
Section
1321.422
| Required Licensee Records and Reports.
Section
1321.541
| Actions to Enforce Second Mortgage Loan Provisions.
Section
1321.551
| Evading Second Mortgage Loan Requirements.
Section
1321.571
| Agreement or Consent for Alternative Interest Rate.
Section
1321.591
| Compliance With Fair Debt Collection Practices Act.
Section
1321.592
| Loans by Registrants.
Section
1321.631
| Applicability of Ohio Consumer Installment Loan Act.
Section
1321.632
| Licensees; Prohibited Activities.
Section
1321.641
| Renewal of License.
Section
1321.642
| Effect of Change in Ownership of a Licensee; Notice.
Section
1321.643
| Place of Business; Change of Name.
Section
1321.644
| Persons Selling Tangible Goods or Services.
Section
1321.651
| Advertising.
Section
1321.661
| Call Reports.
Section
1321.662
| Confidential Information.
Section
1321.663
| Investigations; Prohibited Acts.
Section
1321.664
| Compliance With Federal Laws and Regulations.
Section
1321.665
| Preservation of Books and Records.
Section
1321.666
| Authority of Superintendent.
Section
1321.667
| Reimbursement for Costs Associated With Providing Records.
Section
1321.671
| Repayment.
Section
1321.672
| Insurance.
Section
1321.673
| Other Businesses.
Section
1321.674
| Forfeiture of Interest.
Section
1321.681
| Open-End-Loans; Billing Cycle.
Section
1321.701
| Action by Attorney General.
Section
1321.702
| Rules.
Section
1321.791
| Agreement or Consent for Alternative Finance Charges.