North Carolina Consumer Finance Act.

  1. Law
  2. North Carolina General Statutes
  3. Regulation of Financial Services
  4. North Carolina Consumer Finance Act.

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Section
53-164

Title.

Section
53-165

Definitions.

Section
53-166

Scope of Article; evasions; penalties; loans in violation of Article void.

Section
53-167

Expenses of supervision.

Section
53-168

License required; showing of convenience, advantage and financial responsibility; investigation of applicants; hearings; existing businesses; contents of license; transfer; posting.

Section
53-169

Application for license.

Section
53-170

Locations; change of ownership or management.

Section
53-171

Revocation, suspension or surrender of license.

Section
53-172

Conduct of other business in same office.

Section
53-173

Computation of interest; application of payments; limitation on interest after judgment; limitation on interest after maturity of the loan.

Sections
53-173.1

Repealed by Session Laws 1989, c. 17, s. 4.

Sections
53-173.2

Repealed by Session Laws 1975, c. 110, s. 2.

Section
53-174

Repealed by Session Laws 1989, c. 17, s. 4.

Section
53-175

Fee for returned checks.

Section
53-176

Rates, maturities and amounts.

Section
53-176.1

Repealed by Session Laws 1989, c. 17, s. 4.

Section
53-177

Fees.

Section
53-177.1

Electronic transaction fees.

Section
53-178

No further charges; no splitting contracts; certain contracts void.

Sections
53-179

Repealed by Session Laws 2015-179, s. 3, effective September 1, 2015.

Section
53-180

Limitations and prohibitions on practices and agreements.

Section
53-180.1

Military service members limitation.

Section
53-181

Statements and information to be furnished to borrowers; power of attorney or confession of judgment prohibited.

Section
53-182

Payment of loans; receipts.

Section
53-183

Advertising, broadcasting, etc., false or misleading statements.

Section
53-184

Securing of information; records and reports; allocations of expense.

Section
53-185

Rules and regulations by Banking Commission and Commissioner.

Section
53-186

Commissioner to issue subpoenas, conduct hearings, give publicity to investigations, etc.

Section
53-187

Injunctive powers; receivers.

Section
53-188

Review of regulations, order or act of Commission or Commissioner.

Section
53-189

Insurance.

Section
53-190

Loans made elsewhere.

Section
53-191

Businesses exempted.