§ 135-l. Alternate financing method. Notwithstanding the provisions of sections one hundred thirty-five-d and one hundred thirty-five-g of this article, a utility may satisfy its obligation to provide financing to eligible customers by concluding financial arrangements with two or more lending institutions in this state engaged in making home improvement loans to provide loans to eligible customers for home conservation programs pursuant to this article, provided that such loans shall be under such terms and conditions as are consistent with the terms and conditions of section one hundred thirty-five-g. The utility may guarantee such loans where the commission determines that such action is in furtherance of the public interest. If the commission determines it to be necessary, to facilitate the home improvement loans authorized by this article, it may require a utility to maintain a supply of loan application forms for such loans.