§ 104-a. Departmental cooperation regarding water quality. The secretary of state shall cooperate with the environmental facilities corporation to establish methods to facilitate loans to eligible borrowers and to develop educational materials for eligible borrowers about the low-interest loans available through the water pollution control linked deposit program, established by article sixteen of the state finance law, and to develop an application form to be provided to lenders for linked deposit loan requests. For residential and small business on-site wastewater treatment systems projects, the department shall require owners of such systems to submit the results of inspections of such systems at the time of an application for financial assistance pursuant to article sixteen of the state finance law. The department may promulgate rules and regulations necessary and reasonable for the operation of the program, including but not limited to standards for the inspection of residential and small business on-site wastewater treatment systems.