PocketLaw | New York Laws | Insurance Premium Finance Agencies

Insurance Premium Finance Agencies

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Definitions.

License.

Changes in Control.

Action by Superintendent on Application.

License Provisions and Posting.

Change of Location.

Grounds for Revocation of License; Procedure.

Investigations and Examinations.

Regulations and Rulings.

Violations and Penalties.

Licensee's Books and Records; Reports.

Insurance Agents and Brokers; Acquisition by Premium Finance Agencies of Premium Finance Agreements.

Form and Content of Premium Finance Agreements.

Limitation on Service and Other Charges.

Delinquency, Collection and Cancellation Charges; Attorney's Fees.

Restrictions on Premium Finance Agreements.

Delivery of Copy of Premium Finance Agreement.

Notice of Assignment; Payments.

Statement of Account; Receipts.

Credit Upon Anticipation of Payments.

Refinancing.

Cancellation of Insurance Contract Upon Default.

Interpretation of Article.

Premium Finance Agreements.

Severability.