Retail Instalment Sales Act

  1. Law
  2. New York Laws
  3. Personal Property
  4. Retail Instalment Sales Act

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Section
401

Definitions.

Section
402

Provisions of Retail Instalment Contracts and Obligations.

Other
402A

Merchandise Certificates and Obligations Therefor.

Other
402B

Total Loss Notice and Waiver of the Gap Amount.

Section
403

Restrictions on Retail Instalment Contracts and Obligations.

Section
404

Credit Service Charge Limitation.

Section
405

Delivery of Copy of Contract or Obligation; Buyer's Acknowledgment.

Section
406

Notice of Assignment; Payments.

Section
407

Statements of Account; Receipts.

Section
408

Credit Upon Anticipation of Payments.

Section
409

Refinancing.

Section
410

Add-Ons to and Consolidations of Retail Instalment Contracts and Obligations.

Section
411

Terms of Purchase by Financing Agency.

Section
412

Cancellation.

Section
412-A

Cancellation of Contracts for Future Consumer Services.

Section
413

Retail Instalment Credit Agreements.

Section
414

Penalties.

Section
415

Exceptions.

Section
416

Waiver.

Section
417

Severability.

Section
418

Short Title.

Section
419

Refund Credit on Cancellation of Credit Related Insurance or Prepayment of Contract.

Section
420

Guaranties to Sellers of Liabilities of Buyers Under Retail Instalment Contracts.

Section
421

Security Interest in Other Property.

Section
422

Claim for Deficiency After Default and Repossession.