Accident and health insurance.

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A. Accident and health includes:

(1) accident;

(2) accidental death and dismemberment;

(3) blanket accident and sickness;

(4) credit disability;

(5) critical illness;

(6) dental;

(7) disability income;

(8) home health care;

(9) hospital indemnity;

(10) long-term care;

(11) major medical;

(12) medical expense;

(13) medicare supplement;

(14) prescription drug;

(15) sickness;

(16) specified disease;

(17) vision; and

(18) similar products relating to accident and health matters.

B. An insurer or a health maintenance organization authorized to transact accident and health insurance may write stop-loss liability insurance as listed in Paragraph (51) of Subsection A of Section 59A-7-6 NMSA 1978.

History: Laws 1984, ch. 127, § 109; Laws 2000, ch. 61, § 1; 1978 Comp., § 59A-7-3, repealed and reenacted by Laws 2016, ch. 89, § 6; 2017, ch. 58, § 1; 2017, ch. 130, § 5.

ANNOTATIONS

Repeals and reenactments. — Laws 2016, ch. 89, § 6 repealed former 59A-7-3 NMSA 1978, and enacted a new section, effective July 1, 2017.

The 2017 amendment, effective July 1, 2017, removed excess or stop loss insurance from the list of different accident and health insurance products, and authorized certain insurers to write stop loss liability insurance; added subsection designation "A.", and redesignated former Subsections A through G as Paragraphs A(1) through A(7), respectively; deleted former Subsection H and redesignated former Subsections I through S as Paragraphs A(8) through A(18), respectively; and added a new Subsection B.

Duplicate laws. — Laws 2017, ch. 58, § 1, and Laws 2017, ch. 130, § 5, both effective July 1, 2017, enacted identical amendments to this section, with the exception of a paragraph designation in Subsection B. Laws 2017, ch. 130, § 5 refers to "Paragraph (51) [formerly Subsection YY] of Section 59A-7-6", while Laws 2017, ch. 58, § 1 refers to "Subsection YY of Section 59A-7-6". Both references are to "stop loss liability". The section was set out as amended by Laws 2017, ch. 130, § 5. See Section 12-1-8 NMSA 1978.

Severability. — Laws 2016, ch. 89, § 71 provided that if any part or application of Laws 2016, ch. 89 is held invalid, the remainder or its application to other situations or persons shall not be affected.

Am. Jur. 2d, A.L.R. and C.J.S. references. — 43 Am. Jur. 2d Insurance §§ 547 to 680.

Accident insurance: what is "loss" of body member, 51 A.L.R.4th 156.

Accident or life insurance: death by autoerotic asphyxiation as accidental, 62 A.L.R.4th 823.

What services, equipment, or supplies are "medically necessary" for purposes of coverage under medical insurance, 75 A.L.R.4th 763.

Death or injury from taking illegal drugs or narcotics as accidental or result of accidental means within insurance coverage, 32 A.L.R.5th 629.


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