Transfer between banks.

Checkout our iOS App for a better way to browser and research.

Any agreed method that identifies the transferor bank is sufficient for the item's further transfer to another bank.

History: 1953 Comp., § 50A-4-206, enacted by Laws 1961, ch. 96, § 4-206; 1992, ch. 114, § 172.

ANNOTATIONS

OFFICIAL COMMENTS

UCC Official Comments by ALI & the NCCUSL. Reproduced with permission of the PEB for the UCC. All rights reserved.

This section is designed to permit the simplest possible form of transfer from one bank to another, once an item gets in the bank collection chain, provided only identity of the transferor bank is preserved. This is important for tracing purposes and if recourse is necessary. However, since the responsibilities of the various banks appear in the Article it becomes unnecessary to have liability or responsibility depend on more formal indorsements. Simplicity in the form of transfer is conducive to speed. If the transfer is between banks, this section takes the place of the more formal requirements of Section 3-201 [55-3-201 NMSA 1978].

The 1992 amendment, effective July 1, 1992, substituted "that" for "which".

Am. Jur. 2d, A.L.R. and C.J.S. references. — 10 Am. Jur. 2d Banks §§ 403, 700.

9 C.J.S. Banks and Banking § 408 et seq.


Download our app to see the most-to-date content.