Practices regarding customers who are members of military.

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Notwithstanding any other provision of law:

1. If a customer who receives or attempts to receive title loan services is a member of the military, a licensee who operates a title loan service shall:

(a) Honor the terms of any repayment plan between the licensee and customer, including, without limitation, any repayment plan negotiated through military counselors or third-party credit counselors.

(b) Honor any proclamation by a base commander that a certain branch location of the licensee is off-limits to members of the military and their spouses.

2. If a customer who receives or attempts to receive title loan services is a member of the military, a licensee who operates a title loan service shall not:

(a) Garnish or threaten to garnish any wages or salary of the customer or the customer’s spouse; or

(b) Contact or threaten to contact the military chain of command of a customer in an effort to collect the title loan.

3. If a customer who receives or attempts to receive title loan services is a member of the military and is deployed to a combat or combat supporting position, a licensee who operates a title loan service shall not engage in any collection activity against the customer or the customer’s spouse.

4. As used in this section, "military" means the Armed Forces of the United States, a reserve component thereof or the National Guard.

(Added to NRS by 2005, 1690; A 2007, 935, 2847) — (Substituted in revision for part of NRS 604A.420)


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