Removal of security freeze by reporting agency; notice to consumer.

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1. A reporting agency may remove a security freeze from the file of a consumer if the reporting agency has a reasonable belief that:

(a) The security freeze was placed in the file of the consumer because of a material misrepresentation of fact by the consumer; or

(b) The consumer placed the security freeze in his or her file for the purposes of:

(1) Committing fraud;

(2) Committing any other act prohibited by law; or

(3) Aiding and abetting any act prohibited by law.

2. If a reporting agency intends to remove a security freeze from the file of a consumer pursuant to subsection 1, the reporting agency shall send written notice to the consumer before removing the security freeze.

(Added to NRS by 2005, 1522)


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