A secured party does not owe a duty based on its status as secured party:
1. To a person that is a debtor or obligor, unless the secured party knows:
(a) That he or she is a debtor or obligor;
(b) His or her identity; and
(c) How to communicate with him or her; or
2. To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:
(a) That the person is a debtor; and
(b) His or her identity.
(Added to NRS by 1999, 347)