Installment Loans

  1. Law
  2. Nevada Revised Statutes
  3. Installment Loans

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Section
675.010

Short title.

Section
675.020

Definitions.

Section
675.030

Legislative declaration.

Section
675.035

Applicability of chapter. [Effective through December 31, 2019.]

Section
675.035

Applicability of chapter. [Effective January 1, 2020.]

Section
675.040

Applicability of chapter; exemptions. [Effective through December 31, 2019.]

Section
675.040

Applicability of chapter; exemptions. [Effective January 1, 2020.]

Section
675.045

Certain relationships between employees of Division of Financial Institutions and licensees prohibited; termination of prohibited relationship.

Section
675.050

Effect of amendment or repeal of chapter on preexisting lawful contracts.

Section
675.055

Exemption from provisions governing making of loans: Application to Commissioner; grounds; powers and duties of Commissioner; regulations; fees set by regulation.

Section
675.060

Unlicensed dealing in loans prohibited; license required for each office or other place of business.

Section
675.070

Application of NRS 675.060 to persons who seek to evade.

Section
675.090

Application for license: Form; contents; requirements when applying for license for office or other place of business located outside State; withdrawal of application.

Section
675.095

Application for license: Additional requirements; fingerprints; grounds for refusal to issue license.

Section
675.100

Fees for application and investigation; regulations.

Section
675.110

Investigation by Commissioner; notice; hearing; order.

Section
675.120

Issuance of license subsequent to findings by Commissioner.

Section
675.130

Required statements on license.

Section
675.140

Expiration, renewal and reinstatement of license; fees; regulations.

Section
675.150

Procedure for denial of license.

Section
675.160

Disposition of money collected pursuant to chapter.

Section
675.170

Regulations and orders of Commissioner.

Section
675.180

Licensee to maintain minimum assets.

Section
675.190

Posting of licenses.

Section
675.200

Transferability or assignability of license.

Section
675.210

Places of business maintainable by licensee under license; issuance of more than one license to licensee.

Section
675.220

Change of address by licensee: Notice; approval by Commissioner; penalty for failure to provide required notice.

Section
675.230

Restriction on location of business of making loans.

Section
675.240

Name under which business transactable by licensee; loans by mail.

Section
675.245

Use or change of business name; prohibitions.

Section
675.250

Books and accounting records: Practices; preservation; requirements regarding office or other place of business located outside State.

Section
675.260

Annual report by licensee; composite reports.

Section
675.280

False, misleading or deceptive advertising prohibited.

Section
675.285

Commissioner required to investigate alleged violations of chapter.

Section
675.292

Violation of federal law constitutes violation of chapter.

Section
675.296

Practices regarding customers who are members of military.

Section
675.300

Insurance as security for loans: Conditions; limitations.

Section
675.310

Collection of loans made outside State.

Section
675.330

Payment in money, credit, goods or things in action, as consideration for sale, assignment, or order of compensation, deemed loan of money; transaction subject to provisions of chapter.

Section
675.340

Assignment of wages as security invalid.

Section
675.350

Prohibited practices by licensees.

Section
675.360

Duties of licensee.

Section
675.361

Terms of written agreement.

Section
675.363

Calculation of interest; billing cycle.

Section
675.365

Fees and charges.

Section
675.367

Borrower must be given description of rate and computation of interest; notice of increase in rate of interest or change in terms.

Section
675.369

Written statement to borrower; copy of draft or order for payment.

Section
675.370

License remains effective until expiration, surrender, revocation or suspension.

Section
675.380

Authority of Commissioner to investigate business; free access required.

Section
675.390

Authority of Commissioner to require attendance of witnesses and production of documents.

Section
675.400

Commissioner to examine licensee’s business annually; fee.

Section
675.410

Temporary suspension of license: Conditions; notice; hearing; term of suspension.

Section
675.420

Surrender of license by licensee; surrender as affecting licensee’s liability.

Section
675.430

Order to desist and refrain; action to enjoin violation; appointment and powers of receiver.

Section
675.440

Revocation or suspension of license: Grounds; notice; hearing; order.

Section
675.445

Revocation or suspension of license: Additional grounds.

Section
675.450

Preexisting contracts unaffected by revocation, suspension, expiration or surrender of license.

Section
675.470

Unlicensed dealing in loans.

Section
675.490

Administrative fines.

Section
675.3693

Limitation on annual percentage rate.

Section
675.3695

Information required to be provided by licensee.

Section
675.3697

Prohibited practices by licensee.