Installment loans; insurance procured through licensee; statement.

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45-1027. Installment loans; insurance procured through licensee; statement.

The licensee shall, at the time the loan is made, give to the borrower, or if more than one, to one of them, a statement concerning any insurance procured by or through the licensee, which includes the amount of any premium which the borrower has paid or is obligated to pay, the amount, the expiration date of the policy, and a concise description of the risks insured. If a borrower procures insurance by or through a licensee, the licensee shall deliver to the borrower within fifteen days after the making of the loan an executed copy of the insurance policy or certificate of insurance.

Source

  • Laws 1941, c. 90, § 17, p. 352;
  • C.S.Supp.,1941, § 45-145;
  • R.S.1943, § 45-140;
  • R.S.1943, (1998), § 45-140;
  • Laws 2001, LB 53, § 55.

Annotations

  • Failure to deliver statement of insurance, where charge for insurance was made, was a violation of act. Curtis v. Securities Acceptance Corp., 166 Neb. 815, 91 N.W.2d 19 (1958).

  • Statement concerning insurance procured must be furnished to borrower. State ex rel. Beck v. Associates Discount Corp., 162 Neb. 683, 77 N.W.2d 215 (1956).


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