Sickness and accident insurance; falsity of application; effect.

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44-710.14. Sickness and accident insurance; falsity of application; effect.

The falsity of any statement in the application for any policy of sickness and accident insurance covered by sections 44-709 to 44-767 may not bar the right to recovery thereunder unless such false statement materially affected either the acceptance of the risk or the hazard assumed by the insurer.

Source

  • Laws 1957, c. 188, § 15, p. 658;
  • Laws 1989, LB 92, § 144.

Annotations

  • This section must be read in pari materia with section 44-358. Farm Bureau Life Ins. Co. v. Luebbe, 218 Neb. 694, 358 N.W.2d 754 (1984); White v. Medico Life Ins. Co., 212 Neb. 901, 327 N.W.2d 606 (1982).

  • This section should be construed with section 44-358 in determining whether policy risk is avoided. Zimmerman v. Continental Cas. Co., 181 Neb. 654, 150 N.W.2d 268 (1967).

  • Where insured made no false statements in application, recovery was not barred by this section. Corrigan v. Fireman's Fund Ins. Co., 180 Neb. 13, 141 N.W.2d 170 (1966).


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