PocketLaw
Home
Catalog
Law Online
Teams
Our Free Mobile App
Mortgages, Deeds of Trust and Mortgage Brokers
Law
Missouri Revised Statutes
Ownership and Conveyance of Property
Mortgages, Deeds of Trust and Mortgage Brokers
Checkout our iOS App for a better way to browser and research.
Section
443.005
Security instrument defined.
Section
443.010
Mortgage, assumption of upon purchase not construed to extend mortgage to other lands, when.
Section
443.020
Claim of such extension barred, when.
Section
443.030
Prior acknowledgment of deed of trust deemed valid.
Section
443.035
Recording of instrument required — failure to record, effect on persons subsequently obtaining interest or lien.
Section
443.055
Future advances may be secured, how — definitions — requirements — limitations — priorities — termination procedure, exceptions.
Section
443.060
Acknowledgment of satisfaction and release, how made.
Section
443.070
Affidavit required with deed of release, when — penalty for failure.
Section
443.080
Satisfaction of mortgage, deed of trust or security instrument of railroad or utility, when entered.
Section
443.090
Part of property may be released, how.
Section
443.100
Payment of one or more notes, how cancelled — memorandum on record — affidavit required, content, to be presented to recorder.
Section
443.110
Partial release of certain mortgages, deeds of trust or security instruments made how — conditions — requirements.
Section
443.120
Penalty for making false affidavit.
Section
443.130
Liability for failing to satisfy — demand by certified mail required.
Section
443.140
Attorney in fact may enter satisfaction.
Section
443.150
Acknowledgment and satisfaction — how made by a corporation.
Section
443.160
Personal representative may satisfy and deliver deed or release.
Section
443.170
Penalty for failing to acknowledge satisfaction and deliver deed of release.
Section
443.180
Sections 443.160 and 443.170 construed.
Section
443.185
Releases of mortgages or deeds of trust defective — deemed valid, when.
Section
443.190
Petition to foreclose, where filed.
Section
443.200
Petition, where filed.
Section
443.210
Proceedings to be as in civil actions.
Section
443.220
Who may be made parties.
Section
443.230
Judgment on constructive notice.
Section
443.240
Judgment on personal service.
Section
443.250
Proceedings where mortgagee, secured party, mortgagor or debtor dies.
Section
443.260
Judgment when personal representative is party defendant.
Section
443.270
Execution to be a special fieri facias.
Section
443.280
Title which purchaser acquires.
Section
443.290
Mortgages and security agreements with power of sale.
Section
443.300
Death of debtor, foreclosure stayed.
Section
443.310
Sales, where made — number of days' notice.
Section
443.320
Notice, contents — how published.
Section
443.325
Individual notice of foreclosure sale — form of request for — recorder's duty — foreclosing part to give notice — release of security instrument, effect of — notice deemed given, when.
Section
443.327
Sale by trustee exercising powers under security instrument — times when sale may be held — places where sale may be held.
Section
443.330
Trustee failing to execute trust, parties interested may proceed, how.
Section
443.340
Court to appoint sheriff or other suitable person, when — power and duties of trustee.
Section
443.350
Foreign corporation or person not to act as trustee, unless domestic corporation or resident trustee be named as cotrustee — domestic corporation under no disability because articles do not contain specific power.
Section
443.355
Continuance of sale by trustee without readvertisement, manner — restrictions.
Section
443.360
Compensation of trustees under trust deeds.
Section
443.370
Penalty for overcharging.
Section
443.380
Recitals in deed prima facie evidence.
Section
443.390
Trustee's deed not to be accepted by recorder in certain cities or counties unless unpaid notes are produced — duties of recorder.
Section
443.400
Redemption before sale.
Section
443.410
Foreclosures by trustee's sale — how made — redemption.
Section
443.415
Mortgage may be insured for certain buyers, amount, requirements.
Section
443.420
Notice of redemption — how given, rights.
Section
443.430
Motion for approval of bond for redemption — hearing — receiver — additional bond.
Section
443.440
Certificate of sale — upon failure to redeem, deed to be executed.
Section
443.451
Mortgage or deed of trust securing payment of bonds issued by interstate gas pipeline company or public utility, filing in office of secretary of state — notice — lien — refiling, effect — satisfaction, release, or cancellation, duties of secretary of state — fee — not to affect instruments filed prior to effective date of section.
Section
443.453
Financial institutions to pay property tax, how.
Section
443.454
Enforcement and servicing of real estate loans, federal and state law preemption.
Section
443.701
Citation of law.
Section
443.703
Definitions.
Section
443.706
Licensure required, when — effective date — exemptions.
Section
443.707
Loan processors and underwriters, license required.
Section
443.709
Rulemaking authority — expedited review and licensing procedures permitted, when.
Section
443.711
Application for licensure, form — records and fees — modification of licensure requirements permitted, when — use of NMLSR as an agent, when.
Section
443.713
Findings required for licensure.
Section
443.717
Prelicensing education requirements.
Section
443.719
Written test required, test measures — minimum competency requirements.
Section
443.721
Renewal of licensure, minimum standards.
Section
443.723
Continuing education requirements.
Section
443.725
Duties of director — rule requirements authorized.
Section
443.727
Challenge of information in NMLSR.
Section
443.729
Supervision and enforcement — civil penalty.
Section
443.731
Surety bond requirements.
Section
443.733
Supervisory information sharing — confidentiality requirements.
Section
443.735
Investigations and examinations, authority of director.
Section
443.737
Violations.
Section
443.739
Reports of condition required.
Section
443.741
Violations, director required to report.
Section
443.743
Nonfederally insured credit unions, registration of employed loan originators required.
Section
443.745
Unique identifier to be shown on applications, solicitations, or advertisements.
Section
443.747
Severability clause — rulemaking authority.
Section
443.805
License required to broker residential mortgage.
Section
443.807
Director, power to request injunction, when.
Section
443.809
Examination, powers of director to inspect records of licensed persons.
Section
443.810
Penalty for violations.
Section
443.812
One license issued to each broker — record required of locations where any business is conducted — supervision requirements — waiver of licensure, when — manufactured or modular home loans.
Section
443.816
Residential mortgage board created — members, appointment, qualification, terms, vacancies, compensation, duties.
Section
443.817
Board members to file business transactions with ethics commission — rules authorized to avoid conflict of interest.
Section
443.819
Brokerage business to be operated under actual names of persons or corporations, violation, penalties.
Section
443.821
License to be issued on completion of requirements — notice of denial of license to contain reasons — appeal procedure.
Section
443.823
Licenses to be issued in duplicate, effective when.
Section
443.825
Application content, oath and form — fingerprinting, when.
Section
443.827
Applicant for license must agree to maintain certain requirements as to methods of conducting business.
Section
443.830
License refused — grounds.
Section
443.833
Renewal of license, date, procedure, fee — failure to renew, license becomes inactive, reactivation — expires, when.
Section
443.835
Broker ceasing activity and not desiring to be licensed, procedure — director to cancel license.
Section
443.839
Application by broker to open additional full-service offices, fee — certificate to be issued and posted.
Section
443.841
License to be displayed.
Section
443.843
Fees to be established by director — rules authorized for assessment and collection.
Section
443.845
Residential mortgage licensing fund created — purpose — fees to be deposited in interest-bearing account to credit of fund — amount in fund subject to lapse into general revenue.
Section
443.849
Bonding requirements.
Section
443.855
Advertising of mortgage loans, rulemaking authority.
Section
443.857
Licensee shall maintain at least one full-service office with staff, duties to handle matters relating to mortgage — waiver, when.
Section
443.861
Transfer or sale of residential mortgage, notice to be given to mortgagor, contents.
Section
443.863
Unlawful discrimination for refusal to loan or vary terms of the loan.
Section
443.865
Escrow accounts, placement by brokers — authority for rules.
Section
443.867
Disclosure statement required of brokers, content — fee — compensation.
Section
443.869
Powers and duties of director — rulemaking authority.
Section
443.871
Director may issue subpoenas and subpoenas duces tecum — authority to administer oaths.
Section
443.873
Failure to comply with subpoenas, director may petition circuit court for compliance order, injunctive relief and other remedies authorized.
Section
443.875
Bond may be required, conditioned on compliance with subpoena, when.
Section
443.877
Writ of attachment authorized on failure to comply with subpoena.
Section
443.879
Reports required, failure to comply, penalty.
Section
443.881
Suspension or revocation of license, grounds — procedure, penalties.
Section
443.883
Director to maintain a staff capable of investigations — licensees to open record for investigators.
Section
443.885
Report to be filed with director annually, contents.
Section
443.887
General rulemaking powers of director.
Section
443.889
Court action to recover compensation for services, proof that services performed by valid licensee required, exception.
Section
443.891
Charge in support of removal or prohibition notice issued on certain findings of conduct.
Section
443.893
Receiver or conservator to be appointed by court, when — attorney general's duty.
Section
443.901
Reverse mortgage act — definitions.
Section
443.903
Reverse mortgage regulations.
Section
443.906
Reverse mortgage may be made regardless of certain other transactions.
Section
443.909
Treatment of payments for certain purposes.
Section
443.912
Statement regarding counseling services on reverse mortgages.
Section
443.930
Prohibited acts — constitutes mortgage fraud — no private right of action created.
Section
443.1001
Citation of law.
Section
443.1003
Definitions.
Section
443.1004
Designation of first-time home buyer savings account, use of — qualified beneficiary — limitations on accounts — service fee.
Section
443.1005
Use of account moneys — withdrawals, subject to recapture, when, penalties — death of account holder, effect of.
Section
443.1006
Annual reporting, forms — rulemaking authority.
Section
443.1007
Financial institutions, actions not responsible or liable for.