Motor Vehicle Financial Responsibility Law

  1. Law
  2. Missouri Revised Statutes
  3. Motor Vehicles, Watercraft and Aviation
  4. Motor Vehicle Financial Responsibility Law

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Section
303.010

Title of law.

Section
303.020

Definitions.

Section
303.022

Applicability of certain state statutes to motor vehicle liability policies, when.

Section
303.024

Insurance identification cards issued by insurer, contents — identification cards for self-insured issued by director, contents — exhibition of card to peace officers or commercial vehicle enforcement officers — failure to exhibit, violation of section 303.025.

Section
303.025

Duty to maintain financial responsibility, residents and nonresidents, misdemeanor penalty for failure to maintain — exception, methods — court to notify department of revenue, additional punishment, right of appeal.

Section
303.026

Director to notify owners who register vehicles, contents — affidavit certifying financial responsibility required for registration — director may use sampling techniques to verify — insurers required to submit policy information to director, format, use, disclosure — violations by insurer, penalty — notice to owner, when.

Section
303.030

Operator's license suspended on failure to give security for payment of damages after accident, burden of proof for challenging determination — exceptions — insurance accepted.

Section
303.040

All motor vehicle accidents to be reported — director to notify all other parties, contents — parties to furnish information — nonresident requirements.

Section
303.041

Failure to maintain financial responsibility — notice, procedure, contents — suspension of license and registration — request for hearing, right, effect — subsequent acquisition of financial responsibility, effect — duration of suspension, fee.

Section
303.042

Suspension, effective when — length of suspension, factors considered — false submission of proof of insurance, suspension, duration, fee.

Section
303.044

Proof of financial responsibility required for reregistration.

Section
303.045

Records, where kept — destroyed, when.

Section
303.050

Security, form and amount — reduced, when.

Section
303.051

Judgment-creditor entitled to notice of security held.

Section
303.060

Security deposited with director of revenue — used to pay judgment — return.

Section
303.070

Operator not subject to security and suspension provisions, when.

Section
303.080

Where operator has no license or is nonresident, procedure.

Section
303.090

Report of failure to satisfy judgment — procedure as to nonresident.

Section
303.100

License suspended on receipt of judgment — creditor may consent to allowance of license.

Section
303.110

Suspension not lifted or license renewed, when — effect of bankruptcy.

Section
303.120

Judgments deemed satisfied, when.

Section
303.130

License continued on order allowing installment payment of judgment, when.

Section
303.140

License suspension lifted, when.

Section
303.150

Vehicle registration suspended on suspension of license for conviction or bail forfeiture — proof required for reregistration.

Section
303.160

Proof of financial responsibility, how given.

Section
303.170

Proof of responsibility by insurance certificate.

Section
303.175

Motor vehicle liability policy, minimum term, exceptions.

Section
303.178

Display of false evidence of insurance, penalty, confiscation of false evidence, misdemeanor.

Section
303.179

Alteration, production or sale of invalid insurance card, misdemeanor.

Section
303.180

Proof of responsibility by nonresident by insurance certificate, accepted when.

Section
303.190

Motor vehicle liability policy, contents.

Section
303.200

Missouri automobile insurance plan for persons unable to procure insurance by ordinary means — approval, participation by companies — function — plan of operation — liability limitations.

Section
303.210

Notice of cancellation of insurance to be given director.

Section
303.220

Certificate of self-insurance — cancelled, when.

Section
303.230

Surety bond as proof of responsibility.

Section
303.240

Cash deposit as proof of responsibility.

Section
303.250

Owner may give proof for employees or family members.

Section
303.260

Substitution of one proof of responsibility for another.

Section
303.270

Director may require different proof, when.

Section
303.280

Release of proof and waiver of proof, when.

Section
303.290

Director's duties — regulations — judicial review.

Section
303.300

Driver's records available upon request.

Section
303.310

Report and decision to be no evidence of negligence — may be evidence, when.

Section
303.315

Copies of suspension orders, constitute evidence.

Section
303.320

Vehicle not registered until bona fide transfer.

Section
303.330

License and registration returned to director, when.

Section
303.340

Law not to apply to certain automobile insurance policies.

Section
303.350

Chapter not applicable to government or common carriers.

Section
303.360

Not to operate retrospectively.

Section
303.370

Offenses, penalties.

Section
303.390

Uninsured motorist, waiver of ability to collect noneconomic damages, when — inapplicability, when.

Section
303.400

Title.

Section
303.403

Definitions.

Section
303.406

Database and fund created, purpose, administration — disclosure, when, violations, penalties — review and report to general assembly.

Section
303.409

Failure to maintain financial responsibility, notice, right to hearing — suspension, duration, factors, extension for failure to file proof of insurance, maintenance of proof — exception for inoperable or stored motor vehicles.

Section
303.412

Reporting by insurance companies, frequency, required information — revenue to notify department of violation, penalty, exceptions.

Section
303.415

Effective and expiration dates.