Effect of acceptance of collateral

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A secured party's acceptance of collateral in full or partial satisfaction of the obligation it secures:

  1. Discharges the obligation to the extent consented to by the debtor;
  2. Transfers to the secured party all of a debtor's rights in the collateral;
  3. Discharges the security interest or agricultural lien that is the subject of the debtor's consent and any subordinate security interest or other subordinate lien; and
  4. Terminates any other subordinate interest.

A subordinate interest is discharged or terminated under subsection (a), even if the secured party fails to comply with this article.


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