General Provisions

  1. Law
  2. Mississippi Code
  3. Regulation of Trade, Commerce and Investments
  4. Interest, Finance Charges, and Other Charges
  5. General Provisions

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Section
75-17-1

Legal rates of interest and finance charges

Section
75-17-3

Evasion of six percent interest law; interest forfeited if higher rate secretly exacted

Section
75-17-5

Discount, interest, bank issues

Section
75-17-7

Interest on judgments and decrees

Section
75-17-9

Partial payments applied

Section
75-17-11

Rate of interest, amount of finance charge or rate of finance charge where specified to be paid at period of less than one year; payment earlier than final maturity; computation of interest upon prepayment of note; usurious rates; notes containing final balloon payment

Section
75-17-13

Liability for issuance of unsolicited credit cards; penalty for collection of excessive finance charge

Section
75-17-15

Small Loan Regulatory Law and Small Loan Privilege Tax Law Licensees; default charge; application of payments

Section
75-17-17

Law governing loans made or credit extended prior to July 1, 1974

Section
75-17-19

Finance charges for credit extended pursuant to revolving charge agreement; annual fees for membership in credit card plan; late payment charges; billing and collection of finance charges; finance charges for closed end credit sales; issuer and debtor may agree to certain terms; 30-day's notice to debtor of any modification of terms

Section
75-17-21

Maximum finance charges by licensees under Small Loan Regulatory Law and Small Loan Privilege Tax Law; lender option to use rates under this section or Section 75-67-181

Section
75-17-23

Maximum finance charges in connection with sales of factory manufactured moveable homes

Section
75-17-25

Meaning of "finance charge"; exclusion of prepayment penalties and default charges; effect of excessive finance charge

Section
75-17-27

Late payment charges

Section
75-17-29

Prohibition against use of multiple agreements to obtain excessive finance charge

Section
75-17-31

Limitations on prepayment penalties with respect to loans for certain real estate

Section
75-17-33

Announcement of discount rates and indices by Commissioner of Banking and Consumer Finance; recording of maximum finance charge rates

Section
75-17-35

Computation of interest on refunds of excess rates by public utilities