Subdivision 1. Requirement. A high deductible health plan must, when used in connection with a medical savings account or health savings account, provide the enrollee access to any discounted provider fees for services covered by the high deductible health plan, regardless of whether the enrollee has satisfied the deductible for the high deductible health plan.
Subd. 2. Definitions. For purposes of this section, the following terms have the meanings given:
(1) "high deductible health plan" has the meaning given under the Internal Revenue Code of 1986, section 220(c)(2), with respect to a medical savings account; and the meaning given under Internal Revenue Code of 1986, section 223(c)(2), with respect to a health savings account;
(2) "medical savings account" has the meaning given under the Internal Revenue Code of 1986, section 220(d)(1);
(3) "discounted provider fees" means fees contained in a provider agreement entered into by the issuer of the high deductible health plan, or an affiliate of the issuer, for use in connection with the high deductible health plan; and
(4) "health savings account" has the meaning given under the Internal Revenue Code of 1986, section 223(d).
History:1997 c 225 art 2 s 46; 2005 c 132 s 17