PocketLaw | Michigan Compiled Laws | 224 of 1966

Retail Installment Contract; Requirements; Size; Notice to Buyer; Delivery of Copy; Nondelivery; Provisions; Contents of Contract; Transaction Involving Vehicle; Terms; Statement That Seller Retains Security Interest.

Section
445.854

Retail Installment Contracts; Single Document Not Required; Sales Slip, Account Book, Other Written Statements.

Section
445.855

Transactions Negotiated and Entered Into by Mail or Telephone; Applicable Provisions of Act; Memorandum.

Section
445.856

Retail Installment Contracts; Blank Space; Filling.

Section
445.857

Time Price Differential; Limitation; Computation; Minimum Time Price Differential.

Section
445.858

Prepayment of Unpaid Balance; Amount of Refund Credit.

Section
445.859

Installment Contract or Retail Charge Agreement; Delinquency and Collection Charge.

Section
445.860

Retail Installment Contracts; Statement of Dates, Payments and Unpaid Balances; Receipt.

Section
445.861

Retail Installment Transactions; Subsequent Purchases; Previous Contracts; Inclusion and Consolidation; New Schedule of Installment Payments.

Section
445.862

Retail Charge Agreement; Delivery of Copy to Buyer; Acknowledgment; Blank Spaces; Statement of Time Price Differential; Notice to Buyer; Periodic Statement; Computation of Time Price Differential; Adjustment of Charges; Attorney's Fee and Court Costs.

Section
445.862a

Submission of Invoice Evidencing Credit Card Sale.

Section
445.863

Retail Installment Contracts or Charge Agreements; Insurance Included in Cost; Requirements; Minimum Charges; Refunds.

Section
445.864

Retail Installment Contracts or Charge Agreements; Prohibited Provisions; Denial of Application Based on Geographic Location of Residence Prohibited; Permissible Conduct; Exemption; Contract for Financial Services Not Required; Offer of Combination of Services Not Precluded by Subsection (5).

Section
445.865

Purchase or Acquisition of Retail Installment Contract or Retail Charge Agreement by Assignee; Terms, Conditions, and Price; Evidence of Obligation; Validity of Written Assignment; Notice; Payment to Last Known Holder; Claims and Defenses; Sales to Which Section Applicable.

Section
445.865a

Contracts, Agreements, or Other Transactions Considered Made in State; Offer or Agreement to Sell in State; Acceptance or Offer to Buy in State.

Section
445.866

Violation of Act; Assurance of Discontinuance; Acceptance by Attorney General, Approval of Circuit Court.

Section
445.871

Violation of Order of Circuit Court; Civil Penalty.

Section
445.871a

Compliance With Federal Truth-in-Lending Act; Violation as Unintentional and Bona Fide Error; Burden of Proof.

Section
445.872

Effect of Act as to Prior Contracts.

Section
445.873

224 of 1966 - Retail Installment Sales Act (445.851 - 445.873)

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Retail Installment Sales Act; Short Title.

Truth in Lending Act; Effect of Compliance.

Definitions.

Retail Installment Contract; Requirements; Size; Notice to Buyer; Delivery of Copy; Nondelivery; Provisions; Contents of Contract; Transaction Involving Vehicle; Terms; Statement That Seller Retains Security Interest.

Retail Installment Contracts; Single Document Not Required; Sales Slip, Account Book, Other Written Statements.

Transactions Negotiated and Entered Into by Mail or Telephone; Applicable Provisions of Act; Memorandum.

Retail Installment Contracts; Blank Space; Filling.

Time Price Differential; Limitation; Computation; Minimum Time Price Differential.

Prepayment of Unpaid Balance; Amount of Refund Credit.

Installment Contract or Retail Charge Agreement; Delinquency and Collection Charge.

Retail Installment Contracts; Statement of Dates, Payments and Unpaid Balances; Receipt.

Retail Installment Transactions; Subsequent Purchases; Previous Contracts; Inclusion and Consolidation; New Schedule of Installment Payments.

Retail Charge Agreement; Delivery of Copy to Buyer; Acknowledgment; Blank Spaces; Statement of Time Price Differential; Notice to Buyer; Periodic Statement; Computation of Time Price Differential; Adjustment of Charges; Attorney's Fee and Court Costs.

Submission of Invoice Evidencing Credit Card Sale.

Retail Installment Contracts or Charge Agreements; Insurance Included in Cost; Requirements; Minimum Charges; Refunds.

Retail Installment Contracts or Charge Agreements; Prohibited Provisions; Denial of Application Based on Geographic Location of Residence Prohibited; Permissible Conduct; Exemption; Contract for Financial Services Not Required; Offer of Combination of Services Not Precluded by Subsection (5).

Purchase or Acquisition of Retail Installment Contract or Retail Charge Agreement by Assignee; Terms, Conditions, and Price; Evidence of Obligation; Validity of Written Assignment; Notice; Payment to Last Known Holder; Claims and Defenses; Sales to Which Section Applicable.

Contracts, Agreements, or Other Transactions Considered Made in State; Offer or Agreement to Sell in State; Acceptance or Offer to Buy in State.

Waiver of Act as to Buyers' Protection Prohibited.

Violation of Act; Misdemeanor.

Violation of Act; Effect as to Recovery Rights of Seller.

Violation of Act; Actions; Penalties.

Violation of Act; Assurance of Discontinuance; Acceptance by Attorney General, Approval of Circuit Court.

Violation of Order of Circuit Court; Civil Penalty.

Compliance With Federal Truth-in-Lending Act; Violation as Unintentional and Bona Fide Error; Burden of Proof.

Effect of Act as to Prior Contracts.

Time Price Differential Consisting of Interest on Amount of Unpaid Principal Balance of Contract; Modifications.