Sec. 16.
A security freeze on a consumer's credit report shall remain in place until 1 of the following occurs:
(a) The freeze is temporarily lifted at the consumer's request under section 14.
(b) The freeze is removed at the consumer's request under section 17.
(c) The freeze is removed by the consumer reporting agency because the freeze was placed based on a material misrepresentation of fact by the consumer. However, if a consumer reporting agency intends to remove a security freeze under this subdivision, the consumer reporting agency must notify the consumer in writing of its intent at least 5 business days before removing the security freeze.
History: 2013, Act 229, Eff. Jan. 1, 2014