Sec. 5683.
(1) A life insurer shall not do any of the following because of the execution or implementation of a POST form:
(a) Refuse to provide or continue coverage to the patient.
(b) Charge the patient a higher premium.
(c) Offer a patient different policy terms because the patient has executed a POST form.
(d) Consider the terms of an existing policy of life insurance to have been breached or modified.
(e) Invoke a suicide or intentional death exemption or exclusion in a policy covering the patient.
(2) A health insurer shall not do any of the following:
(a) Require the execution of a POST form to maintain or be eligible for coverage.
(b) Charge a different premium based on whether a patient or patient representative has executed a POST form.
(c) Consider the terms of an existing policy to have been breached or modified if the patient or patient representative has executed a POST form.
History: Add. 2017, Act 154, Eff. Feb. 6, 2018
Popular Name: Act 368