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Chapter 21 (500.2101...500.2138)
Law
Michigan Compiled Laws
Insurance Code of 1956
218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)
Chapter 21 (500.2101...500.2138)
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Section
500.2101
Meanings of Words and Phrases.
Section
500.2102
Definitions; a to D.
Section
500.2103
Definitions; E to I.
Section
500.2104
Definitions; P to U.
Section
500.2105
Automobile Insurance or Home Insurance to Conform With Chapter; Exceptions; Group Plan Requirements; Group Discounts; Applicability to Certain Insurers; Effective Date.
Section
500.2106
Applicability of Chapters 24 and 26; File, Approval, and Use of Rates; Inconsistent Provisions.
Section
500.2107
Filings; Review; Disputes; Approval; Order of Disapproval; Revised Filing.
Section
500.2108
Filing of Manual or Plan; Statement of Character and Extent of Coverage; Maintaining Rates in Effect for Eligible Persons; Insurer as Member of or Subscriber to Rating Organization; Deviations; Certification, Contents, and Public Inspection of Filing; Trade Secret; Contract or Policy to Be in Accordance With Filings; Automobile Insurance Compliance With Chapter 24; Redlining Practices Prohibited.
Section
500.2109
Rates for Automobile Insurance and Home Insurance; Requirements; Determining Existence of Reasonable Degree of Competition.
Section
500.2110
Development and Evaluation of Rates; Considerations; Systems of Expense Provisions; Grouping Risks by Classifications.
Section
500.2110a
Premium Discount Plan.
Section
500.2110b
Use of Automobile Repair or Automobile Glass Repair or Replacement Service; Unreasonable Restriction Prohibited; Disclosure; Notice to Consumers; Development of Plan.
Section
500.2111
Classifications and Territorial Base Rates for Automobile Insurance or Home Insurance; Conformity With Applicable Requirements; Additional Factors.
Section
500.2111a
Completion of Traffic Accident Prevention Course; Premium Discount to Insureds 50 Years of Age and Older; Provisions.
Section
500.2111b
500.2111c - Repealed. 1991, Act 191, Eff. Apr. 1, 1992.
Section
500.2111d
Home Insurance; Premium Discount Plan for Senior Citizens.
Section
500.2111e
Rates Increase Prohibited; Applicability of Section.
Section
500.2111f
Automobile Insurance; Premium Rate Reduction Requirements for Personal Protection Insurance Coverage; Approval by Director; Use of Savings; Applicability to Certain Increases; Inclusion of Catastrophic Claims Assessment; Severability; Definitions.
Section
500.2112
Written Notice to Policyholder; Information Available Upon Request; Contact Information; Manner of Providing; Trade Secret.
Section
500.2113
Private Informal Managerial-Level Conference With Insurer; Internal Procedures; Review and Determination by Commissioner; Procedure for Determination; Hearing Matter as Contested Case.
Section
500.2114
Person or Organization Aggrieved by Filing; Application for Hearing; Specification of Grounds; Notice of Hearing; Order of Commissioner.
Section
500.2115
Finding by Commissioner That Reasonable Degree of Competition Does Not Exist on Statewide Basis; Order Requiring Compliance With Chapter 24 or 26; Hearing; Notice; New Order.
Section
500.2116
Condition of Licensure as Insurance Agent; Penalizing Insurance Agent.
Section
500.2116a
Automobile Insurance; Person on Active Duty in United States Armed Forces; Lapse in Coverage; Prohibited Conduct by Insurer; Conditions.
Section
500.2116b
Automobile Insurance; Lapse in Coverage; Prohibited Conduct by Insurer; Applicability.
Section
500.2117
Home Insurance; Condition of Maintaining Insurer's Certificate of Authority; Basis of Underwriting Rules; Provisions Applicable to Repair Cost Policy; Rates; Aggregation of Claims; Adjustment of Minimum Dollar Amounts.
Section
500.2118
Automobile Insurance; Condition of Maintaining Insurer's Certificate of Authority; Basis of Underwriting Rules.
Section
500.2119
Underwriting Rules to Be in Writing; Inconsistent Transactions Prohibited; Uniform Application of Underwriting Rules Required; Adoption of Underwriting Rules by Insurer With More Than 1 Rating Plan; Underwriting Rules for New Applicants and for Renewals; Filing and Public Inspection of Underwriting Rules; Order Prohibiting Use of Inconsistent Underwriting Rule.
Section
500.2119a
Automobile Insurance; Calculating Insurance Eligibility Points.
Section
500.2120
Automobile Insurance; Establishment of Underwriting Rules by Affiliated Insurers; Applicability of Subsection (1); Compliance; Separate Rating Plans; Applicability of Subsection (2); Underwriting Rules Defining Applicable Rating Plan; Basis of Underwriting Rules.
Section
500.2121
Home Insurance; Criteria for Selecting Dwellings for Inspection; Inspection Program; Filing Inspection Criteria; Disapproval of Inspection Criteria; Liability.
Section
500.2122
Declination of Insurance; Explanation of Reasons; Refusal of Application Form as Declination.
Section
500.2123
Termination of Insurance; Delivery or Mailing of Notice; Contents of Notice; Effective Date of Termination; Conformity With Underwriting Rules; Violation of Chapter 32 Not Authorized.
Section
500.2124
Liability for Information or Statement.
Section
500.2125
Suspension of Insurer's Obligation Under MCL 500.2117 or 500.2118; Hearing; Duration of Suspension.
Section
500.2126
Suspension of Acceptance of Applications; Filing and Contents of Notice; Disapproval.
Section
500.2127
Collecting and Reporting Data; Rule; Use of Sampling Techniques.
Section
500.2128
Repealed. 1986, Act 10, Imd. Eff. Feb. 28, 1986.
Section
500.2129
Exemption From Chapter; Request; Form; Continuation of Exemption; Filing Annual Reporting Form; Order Discontinuing Exemption; Requalification for Exemption Prohibited; Ineligible Insurers.
Section
500.2130
Rules Requiring Exchange of Insurance Claim Information; Liability.
Section
500.2131
Effective Date of MCL 500.2101 to 500.2105, 500.2107, and 500.2131; Effective Date of Chapter Generally.
Section
500.2134-500.2138
Repealed. 1991, Act 191, Eff. Apr. 1, 1992.