Retail Installment Sales and Services

  1. Law
  2. Massachusetts General Laws
  3. Courts, Judicial Officers and Proceedings in Civil Cases
  4. Certain Writs and Proceedings in Special Cases
  5. Retail Installment Sales and Services

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Section
1

Definitions

Section
2

Licenses; Application; Fees; Assignment or Transfer; Multi-State Licensing System

Section
3

Rules and Regulations; Examination of Business Records; Annual Report

Section
4

Summoning of Licensees; Failure to Appear; Effect

Section
5

Refusal to Issue License; Notice; Appeal; Hearing

Section
6

Violations of This Chapter; Investigations by Commissioner

Section
7

Suspension or Revocation of License; Grounds

Section
8

Suspension or Revocation of License; Procedure

Section
9

Retail Installment Sale Agreements; Form and Contents

Section
9a

Improvement of Realty; Completion of Statement

Section
10

Prohibited Agreements

Section
10a

Discrimination Against Cash Buyers

Section
11

Finance Charges, Computation, Rates; Multiple Agreements Prohibited

Section
11a

Merchandise Certificates or Coupons; Right to Return

Section
11b

Merchandise Certificates or Coupons; Return Statement Required

Section
12

Receipts for Payments; Sale or Assignment of Agreement

Section
13

Payment in Full Before Maturity; Refund Credit

Section
14

Cancellation of Agreement by Buyer; Notice; Refund of Deposits; Reclamation of Goods by Seller

Section
15

Security Interest in Certain Goods; Prohibition

Section
16

Extension Agreements; Form and Contents

Section
17

Refinancing Agreements; Form and Contents

Section
18

Subsequent Add-on Purchases; Consolidated Agreement; Payments; Termination of Security Interest

Section
18a

Modification of Agreement or Extension of Credit Prohibited; Exceptions; Notice to Buyer; Violations

Section
19

Statement of Account; Contents

Section
20

Delinquency and Collection Charge; Dishonored Check Charge

Section
21

Default; Enforcement; Notice; Accelerated Payment; Curing of Default

Section
22

Repossession of Collateral on Default; Hearing; Redemption; Disposition; Deficiency; Insurance Proceeds; Determination

Section
22a

Avoidance of Chapter

Section
23

Repealed, 1981, 733, Sec. 21

Section
24

Waiver

Section
25

Application of This Chapter

Section
25a

Holder of Agreement Subject to Buyer's Defenses Against Seller

Section
26

Insurance

Section
27

Revolving Credit Agreement; Form and Contents

Section
28

Instruments Indicating Payment; Mailing to Buyer

Section
29

Violation of Certain Provisions; Effect

Section
30

Penalties

Section
31

Truth-in-Lending Act; Application

Section
32

Delivery of Notice