Consumer Credit Cost Disclosure

  1. Law
  2. Massachusetts General Laws
  3. Administration of the Government
  4. Public Safety and Good Order
  5. Consumer Credit Cost Disclosure

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Section
1

Definitions

Section
2

Exempt Transactions

Section
3

Rules and Regulations

Section
4

Finance Charge; Determination

Section
5

Annual Percentage Rate; Determination

Section
6

Inaccurate Disclosure of Finance Charge or Annual Percentage Rate; Adjustment

Section
7

Disclosure of Information; Multiple Creditors or Obligors; Estimates

Section
8

Disclosure of Information; Clear and Conspicuous Statements

Section
9

Information Rendered Inaccurate

Section
10

Security Interest in Property Used as Dwelling; Rescission; Liability; Application

Section
11

Disclosure; Open End Credit Plans; Statement; Contents

Section
12

Disclosure; Other Than Open-End-Credit Plans; Statement; Contents

Section
13

Repealed, 2002, 455, Sec. 2

Section
14

Multiple-Page Advertisements; Contents; Open-End-Credit Plan

Section
15

Advertisements; Other Than Open-End-Credit Plans; Contents

Section
15a

Application Form or Pre-Approved Written Solicitation for Open-End Credit Plan; Contents

Section
16

Liability of Owner or Personnel of Advertising Medium

Section
17

Oral Response to Cost of Credit Inquiry

Section
18

Model Disclosure Forms and Clauses

Section
19

Time for Sending Statement; Noncompliance; Finance Charge

Section
20

Sale of Goods or Services at Retail; Finance Charge Under Open-End-Credit Plan; Computation

Section
21

Application of Credit Cardholder's Funds Held by Issuer; Authorization; Agreement Statement

Section
22

Credit Balance Exceeding One Dollar; Periodic Statement Disclosure; Contents

Section
23

Transfer of Funds Following Default of Debt; Written Notice; Applicability

Section
24

Guaranty of Obligations of Other Persons; Notice of Additional Obligations

Section
25

Issuance of Credit Cards

Section
26

Cardholder Liability for Unauthorized Use

Section
27

Unauthorized Use of Credit Cards

Section
28

Liability of Business for Unauthorized Use of Credit Cards

Section
28a

Cardholder Discounts; Surcharges; Finance Charge

Section
28b

Participation in Credit Card Plans; Conditions

Section
29

Rules and Regulations; Consistency With Federal Fair Credit Billing Act

Section
30

Inspection of Records

Section
31

Prohibited Acts; Penalty

Section
32

Creditor's Failure to Comply With Law; Damages

Section
33

Civil Actions Against Subsequent Assignees of Creditor; Written Acknowledgement; Rescission

Section
34

Unfair Trade Practices; Violations

Section
35

Limitations on Creditors' Liability and Consumer Rescission Rights

Section
36

Exemption From Requirements of Federal Law; Action for Determination by Bureau That Commonwealth Requirements Substantially Similar to Federal Requirements