Retail Credit Accounts

  1. Law
  2. Maryland Code
  3. Commercial Law
  4. Credit Regulations
  5. Retail Credit Accounts

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Section
12-501

Definitions

Section
12-502

Application of subtitle

Section
12-503

Establishment of account

Section
12-504

Maximum finance charge -- In general

Section
12-505

Maximum finance charge -- Closed end account

Section
12-505.1

Maximum finance charge -- Closed end account -- Refinancing at higher rate

Section
12-505.2

Maximum finance charge -- Closed end account -- Change in finance charge during term of account prohibited

Section
12-505.3

Maximum finance charge -- Closed end account -- Balloon payment prohibited

Section
12-506

Maximum finance charge -- Open end account

Section
12-506.1

Credit balances

Section
12-506.2

Limitations upon changes in rate applicable to open end account

Section
12-507

Note taken as part of account

Section
12-508

Attorney's fees

Section
12-509

Discount to consumer paying cash

Section
12-510

Failure to answer status inquiry

Section
12-511

Billing statement inquiry

Section
12-511.1

Charge for reply to inquiry

Section
12-512

Waiver by buyer invalid

Section
12-513

Violation of subtitle

Section
12-514

Jurisdiction of Commissioner of Financial Regulation

Section
12-515

Penalties