Approval or denial of application

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    (a)    Within 60 days after an applicant submits a complete application for a license and pays the fees required by § 7–302 of this subtitle, the Board shall approve or deny the application.

    (b)    To qualify for a license, an applicant shall satisfy the Board that the applicant is of good moral character and has sufficient financial responsibility, business experience, and general fitness to:

        (1)    engage in business as a collection agency;

        (2)    warrant the belief that the business will be conducted lawfully, honestly, fairly, and efficiently; and

        (3)    command the confidence of the public.

    (c)    The Board may deny an application for a license to any person who:

        (1)    has committed any act that would be a ground for reprimand, suspension, or revocation of a license under this subtitle; or

        (2)    otherwise fails to meet the requirements for licensure.

    (d)    If an applicant does not meet the requirements of this subtitle, the Board shall:

        (1)    deny the application; and

        (2)    immediately notify the applicant of the denial.

    (e)    (1)    The denial of an application under this section is subject to the hearing provisions of § 7–309 of this subtitle.

        (2)    An applicant who seeks a hearing on a license application denial shall file a written request for a hearing within 45 days following receipt of the notice to the applicant of the applicant’s right to a hearing.


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