Other definitions

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    (a)    In this title:

        (1)    “Authorized account” means a deposit account of a customer in a bank designated by the customer as a source of payment of payment orders issued by the customer to the bank. If a customer does not so designate an account, any account of the customer is an authorized account if payment of a payment order from that account is not inconsistent with a restriction on the use of that account.

        (2)    “Bank” means a person engaged in the business of banking and includes a savings bank, savings and loan association, credit union, and trust company. A branch or separate office of a bank is a separate bank for purposes of this title.

        (3)    “Customer” means a person, including a bank, having an account with a bank or from whom a bank has agreed to receive payment orders.

        (4)    “Funds–transfer business day” of a receiving bank means the part of a day during which the receiving bank is open for the receipt, processing, and transmittal of payment orders and cancellations and amendments of payment orders.

        (5)    “Funds–transfer system” means a wire transfer network, automated clearing house, or other communication system of a clearing house or other association of banks through which a payment order by a bank may be transmitted to the bank to which the order is addressed.

        (6)    Reserved.

        (7)    “Prove” with respect to a fact means to meet the burden of establishing the fact (§ 1–208(b)(8)).

    (b)    Other definitions applying to this title and the sections in which they appear are:

“Acceptance” § 4A-209 “Beneficiary” § 4A-103 “Beneficiary’s bank” § 4A-103 “Executed” § 4A-301 “Execution date” § 4A-301 “Funds transfer” § 4A-104 “Funds-transfer system rule” § 4A-501 “Intermediary bank” § 4A-104 “Originator” § 4A-104 “Originator’s bank” § 4A-104 “Payment by beneficiary’s bank to beneficiary” § 4A-405 “Payment by originator to beneficiary” § 4A-406 “Payment by sender to receiving bank” § 4A-403 “Payment date” § 4A-401 “Payment order” § 4A-103 “Receiving bank” § 4A-103 “Security procedure” § 4A-201 “Sender” § 4A-103

    (c)    The following definitions in Title 4 of this article apply to this title:

“Clearing house” § 4-104 “Item” § 4-104 “Suspends payments” § 4-104

    (d)    In addition, Title 1 of this article contains general definitions and principles of construction and interpretation applicable throughout this title.


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