Incontestability

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    Each policy of group life insurance shall contain a provision that:

        (1)    the policy is incontestable, except for nonpayment of premiums, after the policy has been in force for 2 years after its date of issue; and

        (2)    a statement made by an insured under the policy about insurability may not be used to contest the validity of the insurance as to which the statement was made unless:

            (i)    the insurance has been in force before the contest for less than 2 years during the insured’s lifetime; and

            (ii)    the statement is in writing and signed by the insured.


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