Initial open enrollment period.

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    (a)    A carrier that sells health benefit plans to individuals in the State shall establish an initial open enrollment period that begins October 1, 2013, and extends through March 31, 2014.

    (b)    A carrier shall accept all applicants who apply for coverage during the initial open enrollment period.

    (c)    If an application is received by a carrier during the initial open enrollment period, coverage for the applicant shall begin no later than:

        (1)    January 1, 2014, if the application is received on or before December 15, 2013;

        (2)    the first day of the following month, if the application is received between the first and fifteenth day, inclusive, of January, February, or March; and

        (3)    the first day of the second following month, if the application is received between the sixteenth day and the last day, inclusive, of December, January, February, or March.


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