Scope of title

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    This title does not apply to:

        (1)    a policy of liability or workers’ compensation and employer’s liability insurance;

        (2)    a group or blanket policy, except as otherwise provided in this title;

        (3)    reinsurance; or

        (4)    a life insurance, endowment, or annuity contract, or contract supplemental to a life insurance, endowment, or annuity contract that contains only those provisions relating to health insurance that:

            (i)    provide additional benefits in case of dismemberment, loss of sight, or death by accident or accidental means;

            (ii)    provide additional benefits for long-term home health care and long-term care in a nursing home or other related institution; or

            (iii)    operate to safeguard the contract or supplemental contract against lapse or to provide a special surrender value, special benefit, or annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract.


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