(a) To discover any violations of this subtitle or to obtain any information required by this subtitle, the Commissioner at any time may investigate the business of:
(1) A licensee;
(2) A person that is engaged or participating in the business of providing debt management services; and
(3) Any other person that the Commissioner has cause to believe is violating this subtitle or any regulation adopted under this subtitle, whether that person claims to be within or beyond the scope of this subtitle.
(b) For the purposes of this section, the Commissioner:
(1) Shall be given access to the place of business, books, papers, records, safes, and vaults of the person under investigation; and
(2) May summon and examine under oath any person whose testimony the Commissioner requires.
(c) If, after an investigation conducted under this subsection, the Commissioner finds that the person that was investigated violated this subtitle or any regulation adopted under this subtitle, the person shall pay all reasonably incurred costs of the investigation.
(d) (1) If a person fails to comply with a subpoena or summons of the Commissioner under this subtitle or to testify concerning any matter about which the person may be interrogated under this subtitle, the Commissioner may file a petition for enforcement with the circuit court for any county.
(2) On petition by the Commissioner, the court may order the person to attend and testify or produce evidence.