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Banks and Banking

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Short title

General definitions

Effect on existing banks

Employment reference; release of certain information

Public policy

Establishment of office; commissioner

Officers and employees; post-employment restriction

Records of the Office of Financial Institutions

Regulatory powers; promulgation of rules and regulations

Enforcement powers of commissioner

Section
121.1.1

Restrictions on enforcement power; cannabis-related legitimate businesses and service providers; egregious violations

Authority to obtain criminal history record information

Guidance by commissioner; advisory opinions

Addition of directors and executive officers of troubled state- chartered institutions and holding companies

Application containing false information or misrepresentations

Authority of the commissioner; nondepository institutions; emergencies

Return of payment; imposition of fee

Licensing systems

Power to issue cease and desist orders

Visitation and examination of state financial institutions

Call reports; statement of financial condition

Community reinvestment rating; acceptance of public funds

Reports of financial condition

Assessments on financial institutions; disposition of fees; creation of special fund

Retention of records of financial institutions; microfilm

Financial institutions' holidays; regulations

Circulating rumor respecting condition of financial institution

Relocation of main office

Applicability

Written decision; reasons; hearing

Reconsideration of decision

Judicial review; venue; effect

Record filed with court

Basis for judicial review

Judicial review; test; burden

Remand to the commissioner

Definitions

Incorporation; number of incorporators, application for certificate of authority, filing fee; organization as a limited liability company

Corporate name

Articles of incorporation, filing, form, content; letter of acceptance for filing

Investigation into proposed state bank

Capital requirements; additional condition precedent

Certificate of authority; issuance, refusal

Effect of issuance of certificate of authority, filing requirements

Expenses of organization and financing

Bylaws

Stockholders' agreements

Method of amending articles generally

Articles of amendment; contents and filing

Restatement of articles

Special amendment provisions

General corporate powers

Banking powers

Immovable property; dealings

Transfers by bank and other acts in contemplation of insolvency

Changes in core business

Bank operating subsidiaries

Classes of shares; fractional shares

Issuance of shares; consideration

Reservation of shares

Convertible securities and stock-purchase rights

Certificates of stock

Transfer of shares

Restriction on transfer of shares and other securities

Accounting procedures

Impairment of capital; special meeting; notice to restore capital; assessments against stockholders; voluntary restoration

Dividends; stock purchased or redeemed; capital surplus required

Stockholders' preemptive rights

Stockholders' meetings

Quorum

Voting of stockholders

Consent of stockholders

Fixing record date

Voting trusts

Registered holder of shares

Inspection of books and records of state banks; annual report to stockholders

Board of directors; powers, number, term

Board of directors; eligibility, election, oath

Meetings of the board; quorum, written consent

Committees of the board of directors

Compliance review committees; privilege created

Officers and agents; election, powers, duties

Indemnification of officers, directors, employees, and agents

Bond of officers and employees; insurance fund

Interested directors; quorum

Loans to executive officers and employees

Directors' examinations

Relation and liability of directors and officers to bank and bank holding company stockholders

Directors or stockholders not participating in unlawful act

Actions against directors and officers of banks and bank holding companies

Cash reserves

Depleted reserve; notice, penalty

Sale and purchase of excess reserves; reports

Types of accounts authorized to offer

Powers of attorney, procuration, and mandate; written notice of revocation

Alternative deposits; payment

Withdrawal of money or property deposited by or for minors

Trust deposits; death of depositor; payment

Adverse claims to deposit; procedure, indemnifying bond

Transfer of small deposits; death of depositor; affidavits required; penalties

Pledge of deposit accounts; rights and remedies

Ownership of deposited funds

Letters of credit; use by banks

Public funds deposits

Access to safety deposit box leased by multiple persons

Access to safety deposit box leased by corporation or unincorporated association

Access to safety deposit box leased by trust estate

Access to safety deposit box leased by a person or persons with designated agent or deputy

Death of a customer and access and transfer of contents of safety deposit boxes, money, and other property by bank to succession representatives, legatees, or heirs; authority

Transfer of contents of safety deposit boxes, money and other property by bank to legal representatives of minors or interdicts; authority

Abandonment of safety deposit box

Disposition of abandoned safety deposit box contents

Access to safety deposit boxes by authorized persons; security procedures

REPEALED BY ACTS 1993, NO. 278, §1, EFF. JAN. 1, 1994.

Attorney fiduciary accounts; overdraft notification to office of disciplinary counsel

Disclosure of financial records; reimbursement of costs

Foreclosure of mortgage

Sharing of electronic financial terminals

Legal and regulatory compliance; self-evaluations; privilege of results

Duty of secured party upon payment of insurance claim for damage to mortgaged residential property

Insurance settlement proceeds; return of excess funds; enforcement

Authorization for mergers, consolidations, and share exchanges

Merger or consolidation procedure

Share exchange procedure

Consolidation; articles of incorporation

When merger or consolidation effective

Effect of merger or consolidation

National bank converting into state bank

State bank converting into national bank

Continuation of corporate entity; use of old name

State bank converting into state stock savings and loan association

Approval of conversion; effective date of conversion

Effect of conversion from state bank into state stock savings and loan association

Federal or state stock savings and loan association converting into a state-chartered bank or savings bank

Merger or conversion of an existing financial institution

Voluntary transfer of assets

Voluntary purchase of assets and liabilities

Voluntary liquidations and dissolutions of solvent banks with prior approval of commissioner

Liquidation procedure

Rights of a stockholder dissenting from certain actions

Definitions

Authority of commissioner to take possession and commence conservatorship of state bank

Transfer of title to bank assets; extension of prescriptive periods

Notice of conservatorship; effect

Conservator's power to manage and control bank

Objection to conservatorship

Decision to liquidate bank or terminate conservatorship

Commencement of receivership; confirmation of receiver

Emergency sale of assets; purchase and assumption of assets

Notice to creditors and depositors

Payment of claims

Right of set-off

Distribution of assets

Termination of executory contracts

Subrogation to rights of bank depositors

Liquidation procedures involving trust assets

Destruction of records

Discharge of receiver

Exclusive procedures

Engaging in business of banking without authority; penalty

Unauthorized use of the word "bank" or similar words

Soliciting using lender's name or customer loan information; restrictions; injunction; damages; attorney fees; enforcement

Prohibited use of the term "insured savings"

Use of certain terms by persons other than financial institutions prohibited

Derogatory statements regarding financial condition of financial institution prohibited; penalty

Loans; other credit exposure; derivative transactions; restrictions; penalties

Loan on pledge of own stock and pledge of own stock prohibited

Unlawful solicitation or acceptance of gratuity or compensation by officer, director, or employee

Pledge of assets to secure deposits; exceptions; penalty

Receipt of deposits while insolvent

False entries or reports; failure to exhibit books; reporting of criminal violations

Overdrafts

Excessive borrowings or repurchase agreements

Check-cashing facility; location of business limited

Repealed by Acts 1991, No. 197, §1, eff. July 2, 1991.

Loan production offices; power of commissioner to adopt rules and regulations

Deposit production offices; power of commissioner to adopt rules and regulations

Combination of loan production office, deposit production office, and electronic financial terminal

Branch offices; authority

Repealed by Acts 1988, No. 39, §2, eff. June 10, 1988.

Repealed by Acts 1988, No. 39, §2, eff. June 10, 1988.

Branches in foreign countries

Repealed by Acts 1988, No. 39, §2, eff. June 10, 1988.

Certificate of authority for branch office

Closure of branch office

Declaration of policy

Definitions

Prohibitions

Penalties

Administration

Savings clause

Minority stockholders' rights

Prohibitions

Declaration of policy

Definitions

Scope of Part

Law applicable to interstate bank branches; purpose

Interstate acquisitions; filings with commissioner

Interstate bank acquisitions; filings with commissioner

Emergency acquisitions

Parity provision

Five-year continuous operation requirement

Agency activities; prohibitions

Authority to issue regulations; cooperative agreements; fees; enforcement

Savings clause

Construction with other laws

Declaration of policy

Definitions

Limited exception to bank holding company acts

Organization of financial service center banks

Powers and functions

Additional powers; rate export

Additional requirements

Interest rate parity; open-end credit

Definitions

Foreign banking activities; authorized

Subsidiary bank; authorization

Edge Act or agreement corporation; authorization

Location; limitation

Filing requirements

Requirements to operate; fees

Application required; contents

Approval or disapproval of application

Certificate of authority; transfer prohibited; display required

Renewal

Revocation and surrender

State agency; authorized actions

State representative office; authorization; permitted activities

State administrative office; authorization; permitted activities

Branch banks and agencies

State international banking facilities

Purchase of real estate

Paid-in capital; surplus; undivided profits

Capital requirements

Purchase of credit instruments

Annual report and periodic reporting requirements

Termination

Rules and regulations

Examination authority

Asset pledge requirements

General authority

Definitions

Organization

Capital

Powers

New application, supervision, regulation, and examination of trust bank

Trust companies chartered under prior law

Affiliates

Self-dealing

Insurance coverage

Capital notes or debentures

Private trust company

Requirements to apply for and maintain status as a private trust company

Conversion to public trust company

Investment in trust company facilities

Other real estate

Securities

Transactions in trust company shares or participation shares

Subsidiaries

Mutual funds

Engaging in commerce prohibited

Borrowing limit

Pledge of assets

Fiduciary responsibility

Reports of apparent crime

Out-of-state activities

Out-of-state trust companies

Interstate supervision and regulation

Organization; act of incorporation

Public policy

REPEALED BY ACTS 1989, No. 495, §6.

Amendments of act of incorporation; commissioner's approval

Restriction of the use of term credit union

Powers

Membership

Supervision by commissioner; suspension or revocation of charter; liquidation; reports; examination fees

Involuntary dissolution; distribution of assets

Fiscal year; meetings; regulations as to voting

Elections; oath of office

Directors; officers; compensation

Relation and liability of directors and officers to a credit union and its members

Actions against directors and officers of credit unions

Credit committee

REPEALED BY ACTS 1989, No. 495, §6.

Educational committee

Supervisory committee; examination and report

Capital

Types of capital

Share and share certificate accounts as legal investments

Members' share capital

Shares of minors and in trust

Trust deposits; death of depositor; payment

Pledge of share accounts; rights and remedies

Ownership of shares

Death of member or account owner; access and transfer of accounts, shares, and property to succession representative, heirs, legatees, and legal representative

Rates of interest

Power to borrow

Loans

Repealed by Acts 2001, No. 887, §2, eff. June 26, 2001.

Dividends

Expulsion and withdrawal of members

Inactive accounts

Federally insured credit unions; abandonment of safety deposit box

Voluntary dissolution

Change of place of business

Branch offices

Taxation

Fiscal agents and depositories

Money deposited by minors

Money deposited in a multiple party account

Bylaws

Constitutionality

Conversion from federal to state and from state to federal credit union; division of assets

Powers, privileges, and exemptions of federal credit unions

Annual report

Records as evidence

Criminal Penalties

Short title

Applicability

Short title

Definitions

Organization

Incorporation; articles of incorporation; content; bylaws

Articles of incorporation; approval by the commissioner

Capital stock; types of stock; consideration for issuance; security for loan

Directors; number; qualifications; oath; vacancies

Members or stockholders meeting

Notice of meeting

Organization meeting

Corporate name

Forfeiture of charter for nonuse

Officers and agents; election, powers, duties

Method of amending articles generally

Sections
722. 722 to 730

Repealed by Acts 1970, No. 234, §2.

General powers of associations

Authorized capital

Miscellaneous provisions relative to capital and accounts

Issuance of capital

Shares, savings, and demand accounts; generally

Cancellation of shares, savings accounts

Issuance of shares or savings accounts for consideration other than cash

Contract for savings programs

Shares or demand deposits and savings accounts as legal investments and as security

Public funds deposits; additional collateral

Prescription on savings accounts

Pledge of deposit accounts; rights and remedies

Members of mutual associations

Access to books and records

Minors

Authority relative to shares and savings accounts

Shares or savings accounts payable to two or more persons; survivorship

Accounts of administrators, executors, tutors, custodians, trustees and other fiduciaries

Payable on death accounts

Death of member or depositor and access and transfer of money and property by association to succession representatives, legatees, or heirs; authority

Repealed by Acts 1970, No. 234, §2.

Transfer of contents of safety deposit boxes by an association to succession representatives, legatees, heirs, minors, or interdicts; authority

Access to safety deposit boxes held jointly or standing in the name of a corporation, unincorporated association, trust estate, agents, or others

Abandonment of safety deposit box

Disposition of abandoned safety deposit box contents

Indemnity bonds

Depositories

Indemnification of officers, directors, and employees

Illegal loans

Directors, employees and members not disqualified to make acknowledgments

Relation and liability of directors and officers

Actions against directors and officers

Sections
788. 788 to 790

Repealed by Acts 1970, No. 234, §2.

Records

Misdescriptions of assets; false entries

Directors' examination of association

Examination

§§795, 796 Repealed by Acts 1970, No. 234, §2.

Savings liability; demand deposit liability

Contingent loss account

Earnings; payment

Casual deposits

Withdrawal of savings accounts and shares

Board to determine amounts to be withdrawn

Amounts payable

Insufficient funds; notices

Board may prescribe rules

Rights of withdrawing members

New loans and payment of debts during existence of withdrawal list

Commissioner's action may stop withdrawal procedure

Prohibition against institution of action

Redemption

Loans and investments

Appraisal

Payments

Late charges prohibited on certain payments

REPEALED BY ACTS 1993, NO. 280, §1, EFF. OCT. 1, 1993.

Provision for taxes, insurance

REPEALED BY ACTS 1993, NO. 280, §1, EFF. OCT. 1, 1993.

Loan expenses

Repealed by Acts 2003, No. 69, §1, eff. May 28, 2003.

Security for loan on immovable properties; purchase and sale of property

Shares or savings accounts as additional security

Immovables

Conveyance of property securing loan

Repealed by Acts 1970, No. 234, §2.

Solicitation or acceptance of gifts for making, or assisting in, procuring a loan

Home office

Branch office

Closure of branch office

Power to merge or consolidate; consent of commissioner; rules and regulations

Merger; when effective

Consolidation; when effective

Effect of merger or consolidation

Voluntary transfer of assets

Commissioner may provide for members or stockholders to vote on plan

Dissolution or liquidation

Voluntary proceedings for dissolution

Association continues as corporate entity for sole purpose of winding up affairs

Powers of liquidating trustees

Association subject to commissioner during liquidation

Involuntary dissolution; generally

Involuntary dissolution; commissioner shall take possession

Involuntary dissolution; notice to creditors

Involuntary dissolution; powers of commissioner; court approval

Involuntary dissolution; inventory

Involuntary dissolution; fees

Involuntary dissolution; distribution of assets

Involuntary dissolutions; creditors may not dispose of pledged securities

Liquidation by federal corporation

Commissioner may examine association

Commissioner may order association to discontinue any illegal practice

Conservator

Sections
884. 884 to 890

Repealed by Acts 1970, No. 234, §2.

Foreign association defined

Conduct of business in accordance with this Part; certificate of authority and public necessity

Certificate of authority; exceptions

Certificate of authority; examination of qualifications

Penalty for doing business without certificate of authority

Issuance of certificate of authority; renewal annually

Deposits as security; foreign association ceasing to do business in Louisiana

Supervision and examination

Powers, privileges, and exemptions of federal associations

Companion authority

Additional companion authority

Conversion into state-chartered association

Limitation

Conversions; locations

Formation of savings and loan holding companies

REPEALED BY ACTS 1993, NO. 278, §1, EFF. JAN. 1, 1994.

Additional foreign association fees

Thrift and home financing organizations; exceptions

Powers of attorney

Exemption from security laws

Holder of note may enforce

Unlawful to destroy property

Foreclosure of mortgage

Communication from commissioner having effect of approval or order to be in writing and signed

Right of commissioner to utilize courts

Rights of association to contest decisions of commissioner

Defamation of institutions prohibited; fine

False statements and similar actions prohibited; fine

Act of controlling

Application to existing associations

Dividends; requirements

Power of state or federal mutual association to convert to capital stock association; procedures; approval of department required; minutes of meeting; succession

Plan of conversion from mutual to capital stock association; mandatory and permissive requirements

Acquisition of control over an existing association

Restrictions on acquisition of control of capital stock associations

Listing and assessment of capital stock; procedure; exemption

Listing and assessing of stock; place

Listing and assessing of stock; branch capital stock associations

Listing and assessing of real estate of capital stock associations

Listing and assessing of stock and real estate; payment of tax; recovery from stockholders

Listing and assessing of stock; report by official

Power of commissioner to issue rules, regulations, and orders to implement this Chapter

Savings and demand accounts of capital stock savings and loan associations and capital stock savings banks as legal investments

Declaration of policy

Definitions

Scope of Part; effective dates

Applicability of commissioner's rules and regulations; operation of Louisiana association subsidiaries by foreign corporations; reciprocal agreements; penalties

Interstate acquisitions; filings with commissioner

Prohibited acquisitions and activities

Minority stockholders' rights

Savings clause

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Repealed by Acts 1999, No. 794, §2, eff. July 2, 1999.

Scope and definitions

Procedure

Notice of repossession; contents; fees

Appeal from order

§§968, 969 Repealed by Acts 1974, No. 466, §3.

Short title

Scope

Exclusions

Waiver, agreement to forego rights

Repealed by Acts 2001, No. 1066, §1.

Definitions

Terms; construction; additional fees and charges

Construction against implicit repeal

Consumer loans

Consumer credit sale

Maximum charges after negotiations

Maximum charges after maturity

Leap years

Variable rates

Maximum delinquency charges

Maximum deferral charges

Charges for checks returned for insufficient funds

Documentation and compliance fees; notary fees; transfer of equity and other fees; disclosure

Right to prepay

Rebates upon prepayment; prepayment charges; return of lien documents upon payment in full of the balance due

Rebate after acceleration of maturity

Attorney fees

Collection and enforcement costs and expenses

Use of multiple agreements

Section
969.24.1

Acts to lessen or eliminate competition prohibited

Section
969.24.2

Mandatory sales prohibited

Consumer credit insurance

Property insurance

Existing insurance

Limitations on insurance rates; contract requirements

Choice of insurer

Conditions applying to insurance provided by the extender of credit

Cancellation of insurance; refund or credit upon cancellation

Gain from insurance

Effect of violations on rights of parties

Guidance by commission; advisory opinions

Authority to make consumer loans; assignees; authority to issue debt waiver or debt forgiveness agreements

License not required

Licensing procedures

Denial, suspension, or revocation of licenses

Investigations and complaints

Powers of commission

Fines imposed by the commission

Venue for litigation or arbitration; choice of law

GAP coverage; requirements

Liability; contractual or insurance policies

Cancellation

Disclosures

Purchase, merger, or consolidation of impaired financial institutions

Approval of transaction; priorities

Retention of branches

Prohibited insurance activities

Acquisition of state bank in impaired condition

§§975, 976 Repealed by Acts 1972, No. 454, §3, eff. Jan. 1, 1973.

Title

Definitions

License; certificates

Application for license and change of control

License fees; online renewal

Enforcement powers of the commissioner

Qualifications

Approval or denial of application

Change of name or location

Suspension or revocation of license; hearing; surrender of license; administrative fines

Regulation of fees; unreasonable fees; display of fees

Repealed by Acts 2004, No. 370, §1.

Powers; limitations; prohibitions

Violations; criminal penalties; civil liability

Books of account; examinations

Cashing federal and state treasury checks; records retention

Rules and regulations

False advertising

Applicability

Citation

Definitions

License required

Exemption from licensing

Qualifications

Applications

Accompanying fee; statement and bonds

Investigation; granting of license

Temporary license; expiration; extension

Maintenance of bond

Annual renewal fee; delinquency charge

Agents and subagents

Liability of licensees

Disclosure of responsibility

Visitation and examination; revocation of license

Hearings

Penalties

Reports

Trust imposed on sales or transmission proceeds

List of financial institutions

Retention of surety bond

Notification of financial institutions; violations; penalties

Account; verification of license; cancellation; overdrafts

Significant developments; licensee's duty to report to commissioner

Change of control; notice; application; advisory opinion

Short title

Purpose

Definitions

Prohibition

Rules and regulations

Licensure requirement

Exemptions; annual registration statement; fees

Application for licensure; surety bond

Licensing system; authorization; fees; required use

Application for licensure; application and renewal fees

Application for renewal of license; restriction; late renewal fees

Information reporting

Name or location changes and closures; fees

Restrictions

Recordkeeping and retention; examinations; investigation of complaints; reports of conditions

Suspension and revocation of licensure; commissioner's interpretations; prohibitions

Costs of appeal

Validity of judgment; execution

Repealed by Acts 2010, No. 743, §22B, eff. July 1, 2010.

Professional education required for licensure; continuing education

Testing of loan originators

Scope

Residential mortgage loans

Residential mortgage loan fees and charges; applicability of the Louisiana Consumer Credit Law

Residential mortgage loan brokerage contracts

Criminal penalties

Reverse mortgages; requirements

Counseling

Commitment and cooling off period

Reverse mortgage lender; duties to elders

Approval by commissioner of rules and regulations affecting financial institutions

Definitions

Credit agreements to be in writing

Defenses to written credit agreements

Actions not considered agreements

No implied fiduciary obligations

Sections
1125. 1125 to 1127

Repealed by Acts 1981, No. 873, §4, eff. Oct. 1, 1981.

Title

Policy and purposes

Administration

Applicability

Federal deposit insurance

Powers; parity with other financial institutions

Definitions

General corporate powers

Specific powers

Status as an IRS qualified savings banks institution

Regulatory powers; promulgation of rules and regulations

Safety deposit boxes and safekeeping

Definitions

Implementation

Application for permit to organize

Content of application for permit to organize

Contents of articles of incorporation

Contents of bylaws

Permit to organize

Temporary organization and capital subscriptions

Certificate of organization; issuance; refusal

REPEALED BY ACTS 1993, NO. 278, §1, EFF. JAN. 1, 1994.

Members

Annual and special meetings

Notice of meetings

Quorum of annual or special meetings

Voting

Record date for voting, dividend, and other purposes

Proxies

Directors

Bonds of officers and directors

Conduct of directors and officers

Relation and liability of directors and officers

Minimum capital for incorporation or conversion

Types of capital; personal property

Capital stock; nature

Capital stock; authorization of issuance

Who may hold capital

Capital maintenance

Dividends; capital surplus required

Loans or discounts on capital stock

Applicability of statute, rules and regulations

Underwriting

Investment in loans

Other investments

Calculation of interest; postpayments and prepayments

General loan contract provisions

Modification agreements

Sale, assignment, and servicing of loans and contracts

Purchase of real estate at judicial sale

Immovable property; dealings

Applicability of rules and regulations

Purchases of real estate for office and rental purposes

Usury law inapplicable

Prohibited loans

Effect of unauthorized investments

Acknowledgments

Loans to one borrower

Commissioner's regulations

Change in control

Withdrawable accounts; general definitions

Prohibited activities

Withdrawable accounts

Issuance, delivery, and transfer of certificates and account books

Joint account; trust account; payment on death account

Effect of payment to minor or fiduciary

Payment on legal disability or death of holder in holder's own right of a withdrawable account

Voluntary withdrawal of accounts

Enforced retirement of withdrawable accounts

Authorized charges

Withdrawable accounts subject to liens

Demand deposits; checking account

Payment of interest

Holders of withdrawable accounts

Amendment of articles

Repealed by Acts 2003, No. 577, §2, eff. June 27, 2003.

Repealed by Acts 2003, No. 577, §2, eff. June 27, 2003.

Repealed by Acts 2003, No. 577, §2, eff. June 27, 2003.

Effect upon existing articles and bylaws

Merger; adoption of plan

Merger; vote of approval

Merger; commissioner's certificate

Effect of merger

Merger; commissioner's expenses

Sale of assets

Procedure to effect sale of all assets

Authority to form a bridge charter

Conversion of an existing financial institution to a savings bank

Emergency merger

Emergency sale of assets

Powers of commissioner

Examination

Examiners

Report of examination

Failure to comply with commissioner's report of examination; publication of reports

Orders of the commissioner

Recordkeeping and retention of records by a savings bank

Disclosure of examination reports and other reports

Examination of data processing centers

Annual directors' examinations

Unsafe and unsound; orders of prohibition and removal

Cease and desist proceedings

Procedure upon the impairment of capital

Administrative review

Conservatorships of savings banks

Involuntary liquidation procedures

Affirmative action to correct conditions resulting from violations of law, regulations, orders, or from practices

Cease and desist; books and records

Removal and prohibition authority

Industry-wide prohibition

Institution-affiliated party

Civil money penalties

Effect of termination or resignation of an institution-affiliated party

Unauthorized participation by convicted individual

Perjury; false statements

False advertising

Prohibitive practices; additional

Professional responsibility

Professional liability

Officers and directors

Imposition of greater standards; liability

Short title

Intent; scope; effect

Definitions

Compliance required

Lighting standards

Landscape and vegetation standards

Notice of customer safety information

Legislative intent

Definitions

Notices

Delaying financial transactions

Applicability of other laws

Immunity

Short title

Definitions

Applicability

Licensure; general

Requirements

Required documents; securities

Issuance of license; appeal

Renewal of license; procedure; denial

Exceptions to licensure requirement; conditions

Transferability

Examinations

Enforcement

Violations

Implementation